Jeffrey N Mehler CFP LLC

Item 5 - Fees And Compensation

A. Advisory Fees

Financial Planning Services Fees

Financial planning services are provided on an annual retainer basis, billed quarterly at
rates ranging from $500 to $10,000 per quarter. Fees are determined by the anticipated
complexity of the engagement and the estimated time required to deliver services.

Investment Management and Supervisory Services

The annual fee for the Investment Management and Supervisory Services will be charged as
a percentage of assets under management. The table below shows the maximum annual fee
for the Investment Management and Supervisory Services for each tier of assets under
management:

            Assets Under Management                   Maximum Annual Fee (%)
  First $2 Million                                              1.35%
  Next $3 Million                                               1.10%
  Next $5 Million                                               0.95%
  Amounts over $10 Million                                      0.75%

Details of the specific investment management and supervisory fees charged are more fully
described in the investment supervisory agreement entered into with each client Fees are
negotiable and the actual fee charged will depends upon, but is not limited to, the size and
complexity of the client's account (for example, JNM, in its sole discretion, may charge a
reduced advisory fee on cash balances in a client’s account).

Clients will be billed each calendar quarter in advance based upon the value (market value
or fair market value in the absence of market value, plus any credit balance or minus any
debit balance), of the client’s account at the end of the previous quarter. If an account is
terminated during a calendar quarter, fees will be adjusted pro rata based upon the number
of calendar days in the calendar quarter that the agreement was effective.

Investment Monitoring Services

The annual fee for investment monitoring services is charged as a percentage of the non-
managed assets that are being monitored by JNM and will not exceed 0.40% of the value of
such assets on the first day of each calendar quarter. The investment monitoring services fee
may be charged on any publicly traded assets or private investments requested by a client to
be included in their monitoring service.

                                                                     Jeffrey N. Mehler, CFP® LLC
                                                                    Effective Date: March 30, 2026

Consulting Services Fees

Consulting Services fees will be charged a rate of up to $600 per hour and generally will be
due and payable as they are earned. The length of time it will take to complete the consulting
service will depend on the nature and complexity of the individual client’s personal
circumstances.

In the case of financial plans, half the fee is generally due when the engagement begins, and
any remaining balance is due upon presentation of the plan to the client. The length of time
it will take to complete the plan will depend on the nature and complexity of the individual
client's personal circumstances. An estimate for total hours will be determined at the start of
the consulting relationship.

Details of the specific consulting fee charged are more fully described in the Consulting
Services Agreement entered into with each client.

Fees for Multiple Services

Clients may engage the JNM for more than one service described above (for example, both
Investment Management and Investment Monitoring). In such cases, the fee for each service
is calculated separately based on the applicable fee schedule described for that service in the
investment supervisory agreement with the client. Fees for either or both services may be
discounted or negotiated, as agreed between the client and JNM. For administrative
convenience, when a client engages JNM for more than one service, the separately calculated
fees are combined into a single invoice. JNM does not maintain a standard combined or
“blended” fee schedule for clients who engage multiple services.

B. Payment Method

Unless otherwise agreed to, JNM’s advisory agreement and/or the separate agreement the
client enters with the account custodian will authorize JNM, through the account custodian,
to debit the client’s account for the amount of JNM’s fee and to directly remit that
investment advisory fee to JNM. Details of the investment advisory fee charged are more
fully described in the advisory agreement entered into with each client.

In order for JNM’s advisory fees to be directly debited from a client’s account, the client must
provide written authorization permitting JNM to bill the custodian. In addition, the account
must be held by a qualified custodian and the qualified custodian must agree to send to the
client an account statement on at least a quarterly basis. The account statement must
indicate all amounts disbursed from the account including the amount of advisory fees paid
directly to JNM. Clients are informed that it is their responsibility to verify the accuracy of
the fee calculation and that the account custodian will not determine whether the fee is
properly calculated.

JNM reserves the right to deduct fees from client accounts on a weighted basis. When
deducting fees directly from client accounts the fee paid by any one individual client account
can be as high as 2.75%. JNM applies different criteria when determining the fee deduction
from each account, including the investment approach and whether cash can be readily
raised from that account. JNM will provide, at the client’s request, a schedule of how fees
will be deducted, provided, however, the weighting of fee deduction can vary on a quarterly
basis.

                                                                       Jeffrey N. Mehler, CFP® LLC
                                                                      Effective Date: March 30, 2026

C. Additional Fees and Expenses
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Item 7 - Types of Clients
JNM provides investment advisory services to individuals (including high net worth
individuals), trusts, estates and charitable organizations, and corporations or other business
entities.

Engaging the Services of JNM

All clients wishing to engage JNM for investment advisory services must first complete the
applicable investment advisory agreement as well as any other document or questionnaire
provided by JNM. JNM may only implement its investment management recommendations
after the client has arranged for and furnished JNM with all information and authorizations
regarding accounts with the appropriate broker-dealer/custodian.

The investment advisory agreement describes the services and responsibilities of JNM to the
client. It also outlines JNM’s fee in detail. In addition, clients must complete certain broker-
dealer/custodial documentation. Upon completion of all these documents, JNM will be
considered engaged by the client. Neither JNM nor the client may assign the investment
advisory agreement without the consent of the other party. Transactions that do not result in
a change of actual control or management of JNM are not to be considered an assignment.

A copy of JNM’s privacy policy notice and this written disclosure statement are provided to
each client prior to or contemporaneously with the execution of the investment advisory
agreement. Any client who has not received a copy of JNM’s written disclosure statement at
least forty-eight (48) hours prior to executing the investment advisory agreement shall have
five (5) business days subsequent to executing the agreement to terminate JNM’s services
without penalty.

                                                                       Jeffrey N. Mehler, CFP® LLC
                                                                      Effective Date: March 30, 2026

JNM’s clients are advised to promptly notify JNM if there are ever any changes in their
financial situation or investment objectives or if they wish to impose any reasonable
restrictions upon JNM’s management services.

Conditions for Managing Accounts

Investment Management and Supervisory Services

JNM requires new clients to have a minimum household size of $1,500,000 for Investment
Management and Supervisory services, although JNM retains the right to waive this
requirement under certain circumstances. JNM may also charge a quarterly financial
planning fee ranging from $500 to $10,000, although this fee may be waived in JNM’s sole
and absolute discretion.

Financial Planning Services

There is no minimum account size requirement for clients who retain JNM for financial
planning services.

Consulting Services

There is no minimum account size requirement for clients who retain JNM for consulting
services. Fees are charged on an hourly basis up to $600/hour.