JGC Wealth Management LLC

ITEM 5 – FEES AND COMPENSATION

   5a, b & d: Fee Schedules, Payments & Options
   Asset Management Tiered Fee Schedule

                Assets Under Management                              Annual Fee (%)         Quarterly Fee (%)
                $0 to $249,999                                          1.40%                   0.350%
                $250,000 to $499,999                                    1.00%                   0.250%
                $500,000 to $749,999                                    0.85%                  0.2125%
                $750,000 to $1,499,999                                  0.70%                   0.175%
                $1,500,000 to $2,999,999                                0.60%                   0.150%
                $3,000,000 or more                                      0.50%                   0.125%

   For purposes of determining value, securities and other instruments traded on a market for which actual
   transaction prices are publicly reported are valued at the last reported sale price on the principal market
   in which they are traded. All other assets are valued at fair value by JGC. Notwithstanding the above, fees
   are generally negotiable.

   The fee includes the time and activities necessary to work with your attorney and/or accountant in reaching
   agreement on solutions, as well as assisting them in implementation of all appropriate documents. We are
   not responsible for attorney or account fees charged to you as a result of the above activities. Compensation
   for our services will be calculated in accordance with what is set in the client’s agreement. We may modify
   the terms of any agreement with at least 30 days prior written notice. All Investment Advisers are required
   to disclose to their clients that lower fees for comparable services may be available from other sources. In
   cases where there are third-party managers or sub-advisers, they are paid a portion of our fee.

JGC Wealth Management, LLC                                                                   Page 6 of 16

   JGC fees are paid from your account by the custodian when we submit an invoice to them. If there is
   insufficient cash in your account to pay your fees, an equal balance of securities in your portfolio may be
   sold to pay our fee. In addition to our fees, there may be custodial, mutual fund or similar third-party
   management fees and charges.

   JGC fees are paid quarterly in arrears, with payment due within 10 days from the date of the invoice. Our
   quarterly fee is determined by taking the percentage rate we charge per quarter times the market value
   of the account on the last day of the quarter. The market value is the sum of the values of all assets in the
   account, not adjusted by any margin debit. Fees for partial months at the commencement or termination
   of our agreement will be billed or refunded on a pro-rated basis contingent on the number of days the
   account was open during the month. Quarterly fee adjustments for additional assets received into the
   account or for partial withdrawals during a quarter will also be provided based on the number of days in
   the calendar quarter that the assets were in the account.

   Retirement Plan Consulting Services

   Clients using Retirement Plan Consulting, LLC
   Retirement plan consulting fees vary widely depending on the scope of services and the size of the plan. We
   work with an experienced third-party service provider, Retirement Plan Consultants, LLC (“RPC”), to
   provide full-service retirement plans and consulting. In more basic scenarios, we provide our services at a
   rate of $250 an hour to provide guidance to businesses or non-profits. Fees typically range from $2,500 to
   $5,000 depending on complexity and are discounted for asset management clients. For ERISA covered
   401(k) plans, we are paid a percentage of the assets under management as part of the agreement you sign
   with our partners. These fees are typically based on the following breakpoint* fee schedule:

                Managed Assets                                       Annual Fee (%)        Quarterly Fee (%)
                0 to $500,000                                            0.70%                0.1750%
                $500,001 to $1,000,000                                   0.60%                0.1500%
                $1,000,001 to $3,000,000                                 0.50%                0.1250%
                $3,000,001 to $4,000,000                                 0.40%                0.1000%
                $4,000,001 to $5,000,000                                 0.35%                0.0875%
                $5,000,001 to $10,000,000                                0.30%                0.0750%
                $10,000,001 and above                                  Negotiable            Negotiable

               * When plan asset balance hits the dollar threshold in the breakpoint fee schedule, the
               corresponding Fee (%) will apply to all plan assets.

   Clients not using Retirement Plan Consulting, LLC
   For Clients utilizing the services of other recordkeeping and administration companies, we can also provide
   our services on an individualized basis. Fees for Retirement Plan Consulting services will vary depending
   on the specific needs for each plan, but are typically determined either on a flat fee, hourly basis,
   percentage of the assets under management, or combination thereof. Upon determining the plan needs,
   a description of our customized service and fee structure will be provided and mutually agreed upon prior
   to the start of service delivery.

JGC Wealth Management, LLC                                                                   Page 7 of 16

    In certain circumstances, these fees may be negotiable. There are also additional fees for RPC or other third-
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ITEM 7 – TYPES OF CLIENTS

    JGC generally provides asset management and financial planning services to the following types of clients:
         Individuals
         High-Net-Worth Individuals
         Pension and Profit-Sharing Plans
         Trusts
         Estates
         Charitable Organizations
         Corporations

    Minimum Account Size
    JGC does not have an account minimum. However, we may decline to accept clients with investable
    assets of less than $250,000.