Ramsey Hill Asset Management LLC

Item 5 – Fees and Compensation
For its Investment Supervisory Services, RHAM charges a tiered fee according to the following
schedule:

             Ramsey Hill Asset Management LLC                                                      1

Disclosure Brochure                                                              February 27, 2026

       Total Assets Under Management                                Annual Fee
                First $500,000                                        1.50%
             $500,001 - $5,000,000                                    1.00%
               Above $5,000,000                                       0.85%
        Assets in ETF-Only Portfolios                                 1.00%

If a client has multiple accounts, all accounts are aggregated for purposes of reaching fee
breakpoints shown in the table above, except for accounts that are invested solely in ETFs,
which will be assessed an annual fee of 1.00%.

Fees are based on account values at the end of each calendar quarter, as adjusted for cash
inflows and outflows (i.e., deposits/withdrawals of cash and receipts/transfers of securities),
that occur during the quarter, prorated by the number of days the assets were in client’s
account. Details of the fee calculation are shown on client’s quarterly Billing Statement, which is
provided with Investment Adviser’s Quarterly Report.

Investment Adviser engages a third-party administrator to perform the fee calculations. The
third-party administrator uses transaction trade dates for determining account values, while the
custodian uses transaction settlement dates. Therefore, there may be differences in account
values shown on the billing statement as compared to the Client’s custodial brokerage
statement when transactions occur on or near the last business day of the quarter.

RHAM’s fees are negotiable based on the client’s individual circumstances, and the final fee
schedule for each client is attached as Exhibit II of the Investment Advisory Contract. Fees are
paid quarterly in arrears, and clients may terminate their contracts with thirty days’ written
notice. Because fees are charged in arrears, no refund policy is necessary. Clients may terminate
their accounts without penalty within 5 business days of signing the advisory contract.

Advisory fees are withdrawn directly from the client’s accounts with client written
authorization.

Advisory fees may also be invoiced and billed directly to the client quarterly in arrears. Clients
may select the method in which they are billed.

Clients are responsible for the payment of all third-party fees (i.e. custodian fees, mutual fund
fees, transaction fees, etc.). Those fees are separate and distinct from the fees and expenses
charged by RHAM. Please see Item 12 of this brochure regarding broker/custodian.

Neither RHAM nor its supervised persons accept any compensation for the sale of securities or
other investment products, including asset-based sales charges or services fees from the sale of
mutual funds.

Item 7 – Types of Clients
RHAM generally provides management supervisory services to the following types of clients:

   •   Individuals
   •   High net worth individuals
   •   Pension and profit-sharing plans
   •   Trusts, estates, or charitable organizations
   •   Corporations or business entities

There is no account minimum.