JGP Wealth Management LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Comprehensive Portfolio Management:

The maximum annual fee charged for this service will not exceed 1.50%. Fees to be assessed will be
outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a pro-rata
basis quarterly in advance based on the value of the account(s), inclusive of cash and liquid positions,

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on the last day of the previous quarter. Unless otherwise indicated in writing, our firm bills on cash
and cash equivalents. In rare cases, our firm will agree to directly invoice. Fees are negotiable and
will be deducted from client account(s). As part of this process, clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian.
    c) If our firm sends a copy of our invoice to the client, our invoice will include a disclosure urging
       the client to compare the information provided in our statement with those from the qualified
       custodian.

Financial Planning & Consulting:

Our firm charges on an hourly or flat fee basis for Financial Planning & Consulting services. The total
estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
engagement with the client. The maximum hourly fee to be charged will not exceed $350. Flat fees
will not exceed $50,000. The fee-paying arrangements will be determined on a case-by-case basis
and will be detailed in the signed consulting agreement. Our firm will not require a retainer exceeding
$1,200 when services cannot be rendered within 6 months.

Referrals to Third Party Money Managers:

The total annual advisory fee for this service shall not exceed 1.50%. The total fee to be charged by
our firm and the total fee to be charged by the selected third party money manager will be disclosed
in the advisory agreement to be signed by the Client. We will provide initial due diligence on third
party money managers and ongoing reviews of their management of client accounts. Third party
money managers debit their fees separately and in addition to our firm’s advisory fees. Third party
money managers establish and maintain their own separate billing processes over which we have no
control. They will directly bill you and describe how this works in their separate written disclosure
documents.

Other Types of Fees & Expenses

Fidelity Brokerage Services (“Fidelity”) eliminated transaction fees for U.S. listed equities and
exchange traded funds for clients who opt into electronic delivery of statements or maintain at least
$1 million in assets at Fidelity. Clients who do not meet either criteria will be subject to transaction
fees charged by Fidelity for U.S. listed equities and exchange traded funds.

Our firm facilitates charitable strategies and, in the process, will engage Donor Advised Fund
Administrators. As part of this structure and agreement, the Donor Advised Fund Administrator can
charge associated fees that are independent from our firm’s advisory fee stated in the signed client
agreement.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses), initial or
deferred sales charges, mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees,
IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads paid to market makers,

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fees for trades executed away from custodian, wire transfer fees and other fees and taxes on
brokerage accounts and securities transactions. Our firm does not receive a portion of these fees.

Termination & Refunds

Either party may terminate the advisory agreement signed for our Comprehensive Portfolio
Management service by providing written notice to the other party at any time. Upon notice of
termination, our firm will process a pro-rata refund of the unearned portion of the advisory fees
charged in advance.

Financial Planning & Consulting clients may terminate their agreement at any time before the
delivery of a financial plan by providing written notice. For purposes of calculating refunds, all work
performed by us up to the point of termination shall be calculated at the hourly fee currently in effect.
Clients will receive a pro-rata refund of unearned fees based on the time and effort expended by our
firm.

Commissionable Securities Sales

Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals and High Net Worth Individuals;
   • Trusts, Estates or Charitable Organizations;
   • Pension and Profit Sharing Plans;
   • Corporations, Limited Liability Companies and/or Other Business Types.

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.