Josh Arnold Investment Consultant LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 JAIC bases its fees on a percentage of assets under management and hourly fees.
 ASSET MANAGEMENT
 JAIC offers discretionary and non-discretionary direct asset management services to
 advisory clients. Fees for these services will be based on a percentage of Assets Under
 Management as follows:
     Assets Under Management                 Annual Fee                    Monthly Fee
          Up to $150,000                        2.5%                        .2083%
       $150,001 - $1,000,000                   2.00%                        .1667%
          Over $1,000,001                      1.50%                          .125%

 The annual Fee may be negotiable. Accounts within the same household may be combined
 for a reduced fee. Fees are billed monthly in arrears based on the amount of assets
 managed as of the last business day of the previous month. If margin is utilized, the fees
 will be billed based on the gross asset value of the account. This means that the value that
 the fees are calculated on will include the margin loan balance. Lower fees for comparable
 services may be available from other sources. Clients may terminate their account within
 five (5) business days of signing the Investment Advisory Agreement for a full refund.
 Clients may terminate advisory services with third (30) days written notice. For accounts
 opened or closed mid-billing period, any unpaid earned fees will be due to JAIC. Client
 shall be given thirty (30) days prior written notice of any increase in fees, and client will
 acknowledge, in writing, any agreement of increase in said fees.
 FINANCIAL PLANNING and CONSULTING
 JAIC charges an hourly fee of $250 for financial planning. Prior to the planning process the
 client will be provided an estimated plan fee. The services include, but are not limited to, a
 thorough review of all applicable topics including Wills, Estate Plan/Trusts, Investments,
 and Taxes. Client will pay half of the estimated fee at the signing of the agreement with
 the balance due upon delivery of the completed plan. Services are completed and
 delivered inside of thirty (30) days. Client may cancel within five (5) business days of
 signing Agreement for a full refund. If the client cancels after five (5) business days, any
 unearned fees will be refunded to the client, or any unpaid earned fees will be due to JAIC.

Client Payment of Fees
 Investment management fees are billed monthly in arrears, meaning we bill you after the
 billing period. Fees are usually deducted from a designated client account to facilitate
 billing. The client must consent in advance to direct debiting of their investment account.

                             Josh Arnold Investment Consultant, LLC

 Fees for financial plans are billed 50% in advance with the balance due upon plan
 delivery.

Additional Client Fees Charged
 Custodians may charge transaction fees on purchases or sales of certain mutual funds,
 equities and exchange-traded funds. These charges may include mutual fund transactions
 fees, postage and handling, margin interest and miscellaneous fees (fee levied to recover
 costs associated with fees assessed by self-regulatory organizations).
 JAIC, in its sole discretion, may waive its minimum fee and/or charge a lesser investment
 advisory fee based upon certain criteria (e.g., historical relationship, type of assets,
 anticipated future earning capacity, anticipated future additional assets, dollar amounts of
 assets to be managed, related accounts, account composition, negotiations with clients,
 etc.).
 For more details on the brokerage practices, see Item 12 of this brochure.

Prepayment of Client Fees
 Financial planning fees will be billed half of the estimated fee at the signing of the
 agreement with the balance due upon delivery of the completed plan.
 If the client cancels after five (5) business days, any unearned fees will be refunded to the
 client, or any unpaid earned fees will be due to JAIC.
External Compensation for the Sale of Securities to Clients
 JAIC does not receive any external compensation for the sale of securities to clients, but
 investment advisor representatives of JAIC may receive commissions for the sale of
 securities as registered representatives of unaffiliated broker dealers.

Item 7: Types of Clients
Description
 JAIC primarily provides investment advice to individuals and high net worth individuals.
 Client relationships vary in scope and length of service.

Account Minimums
 JAIC does not require a minimum to open an account.

                             Josh Arnold Investment Consultant, LLC