Kucharo Wealth LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an Advisory Contract, the
Advisory Contract may be terminated by the Client within five (5) business days of signing the Advisory Contract
without penalty.

How we are paid depends on the type of advisory services we perform. Below is a brief description of our fees.
However, you should review your executed Advisory Contract for more detailed information regarding the exact fees
you will be paying. No increase to the agreed-upon advisory fees outlined in the Advisory Contract shall occur
without prior written Client consent. Please note, lower fees for comparable services may be available from other
sources.

Project-Based Financial Planning
We charge a fixed fee for Project-Based Financial Planning. Fixed fee rates range from $1,000 to $24,000, payable
in one lump sum upon delivery of the plan or in monthly installments beginning upon delivery of the plan. For
payments made in installments, these must be paid in full within 12 months. The fee range is dependent upon
variables including the specific needs of the Client, complexity, estimated time, research, and resources required to
provide services to you, among other factors we deem relevant. Fees are negotiable and the final agreed-upon fee
will be outlined in your Advisory Contract. KW will not bill an amount above $500 more than 6 months or more in
advance of rendering the services.

Ongoing Financial Planning
Ongoing Financial Planning is only available to Clients who have previously engaged KW in project-based financial
planning. We charge a recurring fixed fee for Ongoing Financial Planning. Fees are paid monthly in arrears, ranging
from $100 per month to $2,000 per month. The fee range is dependent upon variables including the specific needs
of the Client, complexity, estimated time, research, and resources required to provide services to you, among other
factors we deem relevant. Fees are negotiable, and the final agreed-upon fee will be outlined in your Advisory
Contract. At no time do we require prepayment of $500 or more six months or more in advance of rendering the
services.

Investment Management Services (when enrolled in Financial Planning Services)
The annual advisory fee is based on a percentage of assets under management and is negotiable. The annual
advisory fee does not include financial planning services unless otherwise negotiated and agreed to by the advisor.
Financial planning fees will be separate and in addition to the annual advisory fee. However, Clients who are also

engaged in our financial planning services are charged a reduced advisory fee of 0.50% on the first $1,000,000 of
assets under management. The annualized fees for investment management services are based on the following
fee schedule:

                              $0 - $1,000,000                                 0.50%
                          $1,000,001 - $2,000,000                             0.45%
                          $2,000,001 - $3,000,000                             0.40%
                          $3,000,001 - $4,000,000                             0.35%
                          $4,000,001 - $5,000,000                             0.30%
                         $5,000,001 - $10,000,000                             0.25%
                          $10,000,001 and Above                               0.20%

The annual advisory fee is paid quarterly in advance based on the value of Client's account(s) as of the last day of
the billing period. The advisory fee is a blended tier. For example, for assets under management of $2,000,000, a
Client would pay 0.50% on the first $1,000,000 and 0.45% on the remaining balance. The quarterly fee is
determined by the following calculation: ($1,000,000 x 0.50%) + ($1,000,000 x 0.45%) + 4 = $2,375.

In determining the advisory fee, we may allow accounts of members of the same household to be aggregated. KW
relies on the valuation as provided by Client's custodian in determining assets under management. Our advisory
fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating
billing periods. Clients may make additions or withdrawals from their account at any time; however, KW reserves
the right to adjust our advisory fees on a pro-rata basis on account of any such cash-flow transactions.

If KW utilizes an Outside Manager, the above fee schedule includes the Outside Manager's fee. The Outside
Manager will debit the Client's account for both the Outside Manager's fee, and KW's advisory fee, and will remit
KW's fee to KW. The Outside Manager's advisory fees, billing schedule, and payment procedures are set forth in
their separate written disclosure documents, advisory agreements, and/or the account opening documents of your
account Custodian. At no point will the combined fee charged to the Client exceed 2% of assets under management.

Investment Management Services (when NOT enrolled in Financial Planning Services)
The annual advisory fee is based on a percentage of assets under management and is negotiable. The annual
advisory fee does not include financial planning services. For clients engaging only in investment management
services the following fee table applies:

                               $0 - $1,000,000                                1.00%
                          $1,000,001 - $2,000,000                             0.45%
                          $2,000,001 - $3,000,000                             0.40%
                          $3,000,001 - $4,000,000                             0.35%
                          $4,000,001 - $5,000,000                             0.30%
                          $5,000,001 - $10,000,000                            0.25%
                          $10,000,001 and Above                               0.20%
...

Item 7: Types of Clients
We provide financial planning and investment management services to individuals, high net-worth individuals,
pension & profit sharing plans, and small businesses.

Our minimum account size requirement is $25,000 to open or maintain an account under our management. KW
may reduce or waive the minimum account size requirement on a case-by-case basis.