Leslie Marie Giordano

Fees and Compensation

Brokerage Accounts

Ms. Giordano offers investment supervisory services for personal accounts, joint accounts, custodial
accounts, individual retirement accounts (each an “IRA”), corporate or other entity accounts, Uniform
Transfers to Minors Act accounts, non-retirement trust accounts, and other brokerage accounts. The
annual fee for investment supervisory services for brokerage accounts is based upon a percentage of
assets under management according to the following schedule:

        Total Assets Under Management                              Annual Advisory Fee %
                $0 to $4,999,999                                 0.50% per annum in arrears
              $5,000,000 and Above                               0.25% per annum in arrears
               Fixed-Income ONLY                                 0.25% per annum in arrears

Accounts for corporations and other entities are charged 0.25 percent per annum. Ms. Giordano may
hold a portion of assets under management in cash for strategic and other purposes. Our firm bills on
cash unless otherwise indicated in writing.

Individually Directed Retirement Accounts

Ms. Giordano offers investment supervisory services for qualified and non-qualified individually
directed retirement accounts, such as traditional and Roth 401(k) plans, profit sharing plans, 457
deferred compensation plans. The annual fee for investment supervisory services for individually
directed retirement accounts is based upon a percentage of assets under management according to
the following schedule:

        Total Assets Under Management                             Annual Advisory Fee %
                $0 to $4,999,999                                0.50% per annum in arrears
              $5,000,000 and Above                              0.25% per annum in arrears
               Fixed-Income ONLY                                0.25% per annum in arrears

In addition (1) accounts with balances below $1,000 will not be charged the Investment Advisor fee.
(2) Investment Advisor fees paid directly by Plan Administrator are subject to a $50 annual minimum
per account.

Ms. Giordano may hold a portion of assets under management in cash for strategic and other purposes.
Our firm bills on cash unless otherwise indicated in writing.

Traditional Pension Plans

Ms. Giordano offers investment supervisory services for traditional pension plans. The annual fee for
investment supervisory services for pension plans is based upon a percentage of assets under
management according to the following schedule:

        Total Assets Under Management                             Annual Advisory Fee %
                $0 to $4,999,999                                0.50% per annum in arrears
              $5,000,000 and Above                              0.25% per annum in arrears
               Fixed-Income ONLY                                0.25% per annum in arrears

Ms. Giordano may hold a portion of assets under management in cash for strategic and other purposes.
Our firm bills on cash unless otherwise indicated in writing.

Financial Planning

Ms. Giordano offers financial planning services, including investment and portfolio review, assessment
of risk tolerance, and preparation of a written financial plan. A written financial plan will include
analysis of any current plan and financial calculations. Ms. Giordano is compensated on an hourly basis
at $200.00 per hour for financial planning services. There is no charge for the initial consultation. The
fee is payable once the services have been provided. Our firm will not require a retainer exceeding
$1,200 when services cannot be rendered within 6 months. Financial Planning fees are negotiable.

Referrals to Third-Party Money Managers

The maximum annual fee charged to clients utilizing Third Party Managers will not exceed 0.75% for this

service. Ms. Giordano will only charge a maximum of 0.25% when clients are referred to Third Party
Managers. The third-party money managers we recommend will not directly charge you a higher fee
than they would have charged without us introducing you to them. Third party money managers
establish and maintain their own separate billing processes over which we have no control. They will
directly bill you alongside our billing.

Retirement Plan Consulting
Ms. Giordano offers Retirement Plan Consulting Services, which encompass providing an investment
core fund menu for the Retirement Plan. Plan participants can choose their investment allocations from
this menu, and Ms. Giordano may also assist participants in selecting the appropriate funds for their
needs. Ms. Giordano is compensated a maximum of 0.25% annually for these services, either directly
from the plan participant’s account or by the plan administrator.

Other Information About Fees

Ms. Giordano typically debits her fees for investment supervisory services directly from client
brokerage accounts during the first month of each calendar quarter. Ms. Giordano computes her fee
based on the market value of the assets in each account at the end of the preceding quarter. A client
or a retirement plan sponsor may choose to be billed for fees rather than to have fees directly
deducted.

The advisory fee is calculated as described above and is not charged on the basis of a share of the
capital gains or the capital appreciation of the holdings in a client account.

The investment advisory agreement between Ms. Giordano and a client may be terminated at any time,
by either party, for any reason upon 30 days prior written notice to the other party. Upon termination,
Ms. Giordano will promptly refund any prepaid unearned fees, and any unpaid earned fees are
immediately due and payable.

All fees paid to Ms. Giordano for investment supervisory services and consulting services are distinct
from and in addition to the fees and expenses charged by mutual funds to their shareholders. These
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Types of Clients

Description

Ms. Giordano provides investment advisory services to individuals, families, small businesses, and
charitable organizations.

Minimum Account Size

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.

Know Your Customer

It is Ms. Giordano’s policy to know and understand the identities of clients and prospective clients and
the business reasons for any transactions in which Ms. Giordano engages on behalf of her clients. Ms.
Giordano does not directly or indirectly conduct any business with any person or entity whose identity
and source of funds have not been verified to the satisfaction of the account custodian.