Lewis Financial LLC

Item 5 – Fees and Compensation
 The specific manner in which fees are charged by the firm is established in a client’s written agreement between the client
 and Lewis Financial –

 Advisory Fee schedule (as of 01/01/2025)
 Household assets:
     •    $0 -$500,000 - 1.25%
     •    $500,001 – $5,000,000 - 1.00%
     •    Above $5,000,000 – negotiable

Applies to all new accounts opened after 01/01/2025

Firm Brochure ADV Part 2A
Applies to all new accounts opened after 01/01/2019
Clients can determine to engage the services of Lewis Financial on a discretionary. The firm’s annual investment advisory
fee shall be based upon a percentage (%) of the market value and type of assets placed under the firm’s management to be
charged quarterly in advance, and Lewis Financial representatives may at their discretion negotiate a fee in accordance
with the above fee schedule.

In the event that a client desires, a client can engage certain representatives of the firm, in their individual capacities as
registered representatives of LPL Financial, an SEC registered and FINRA/SIPC member broker-dealer, to implement
investment recommendations on a commission basis. In the event a client chooses to purchase investment products through
LPL Financial, LPL Financial will charge brokerage commissions to effect securities transactions, a portion of which
commissions LPL Financial shall pay to the firm’s representatives, as applicable. The brokerage commissions charged by
LPL Financial may be higher or lower than those charged by other broker/dealers.

The recommendation that a client purchase a commission product from LPL Financial presents a conflict of interest, as the
receipt of commissions may provide an incentive to recommend investment products based on commissions received,
rather than on a particular client’s need. No client is under any obligation to purchase any commission products from LPL
Financial. The firm’s Chief Compliance Officer, Wyatt Lewis, is available to address any questions that a client or
prospective client may have regarding this conflict of interest.

LPL Financial charges brokerage commissions and transaction fees for effecting certain securities transactions (i.e.,
transaction fees are charged for certain no-load mutual funds, commissions are charged for individual equity and debt
securities transactions). LPL enables us to obtain many no-load mutual funds without transaction charges and other no-load
funds at nominal transaction charges. LPL Financial commission rates are generally discounted from customary retail
commission rates. However, the commission and transaction fees charged by LPL Financial may be higher or lower than
those charged by other custodians and broker/dealers. Clients may direct their brokerage transactions at a firm other than
LPL Financial. Advisory fees are generally not reduced to offset commissions or markups.

When dealing with investment advisory clients and services, investment adviser representatives have an affirmative duty of
care, loyalty, honesty and good faith to act in the best interests of its clients. Investment adviser representatives should fully
disclose all material facts concerning any conflict that does arise with these clients, and should avoid even the appearance of
a conflict of interest.

The Firm and IARs must abide by honest and ethical business practices including, but not be limited to:

•   Not inducing trading in a client's account that is excessive in size or frequency in view of the financial
    resources and character of the account;
•   Making recommendations with reasonable grounds to believe that they are appropriate based on the
    information furnished by the client;
•   Placing discretionary orders only after obtaining client’s written trading authorization contained within
    the advisory agreement or via separate amendment;
•   Not borrowing money or securities from, or lending money or securities to a client;
•   Not placing an order for the purchase or sale of a security if the security is not registered, or the security or
    transaction is not exempt from registration in the specific state;

The Firm and the IAR will:

    •    Allocate securities in a manner that is fair and equitable to all clients
    •    Not effect agency-cross transactions for client accounts

All Investment Adviser Representatives of Lewis Financial are required to sign an acknowledgment of their understanding
and acceptance of these terms.

The firm generally does not receive more than 10% of its revenue from advisory clients as a result of commissions or other
compensation for the sale of investment products the firm recommends to its clients.

In certain cases, LPL may serve as the broker/dealer on transactions in a customized advisory account. In such case, LPL

Firm Brochure ADV Part 2A
may charge the client transaction charges in connection with trade execution through LPL. The transaction charges will be
clearly stated in the client agreement executed by the client at the time the relationship is established. If the custom advisory
services apply to variable annuities for which the investment advisor representative receives trail compensation, such trail
fees generally will be used to offset the advisory fee. In most cases, however, a third party broker dealer will provide trade
execution. In such case, the broker-dealer may charge clients commissions, markups, markdowns and/or transaction
charges.

Advisor receives compensation as a result of a client’s participation in an LPL program. Depending on, among other
things, the size of the account, changes in its value over time, the ability to negotiate fees or commissions, and the number
of transactions, the amount of this compensation may be more or less than what the Advisor would receive if the client
participated in other programs, whether through LPL or another sponsor, or paid separately for investment advice,
brokerage and other services.
...

Item 7 – Types of Clients

The advisory services offered by Lewis Financial are available for individuals, individual retirement accounts (“IRAs”),
banks and thrift institutions, pension and profit-sharing plans, including plans subject to Employee Retirement Income
Security Act of 1974 (“ERISA”), trusts, estates, charitable organizations, state and municipal government entities,
corporations and other business entities.

However, the firm generally provides investment advice to individuals and high net worth individuals. The firm is currently
not working with other types of clients or pursuing them as prospects but would not turn away any opportunities that may
arise.

For LPL’s Financial Sponsored Advisory Programs account minimums are as follows:
    • Asset Management: $25,000
    • Optimum Market Portfolios Program (OMP): $15,000
    • Personal Wealth Portfolios Program (PWP): $250,000
    • Model Wealth Portfolios Program (MWP): $100,000
    • Manager Access Select Program (MAS): $100,000 (in certain instances, the minimum account size may be lower
        or higher).

For customized advisory services, any required minimum account value will be set out in the client agreement.