Lighthouse Wealth Management Inc

Item 5 Fees and Compensation
Investment Supervisory Services and Individual Portfolio Management

Portfolio Management Services for Individuals and Corporations
Our fee for portfolio management services is based on a percentage of the assets in your account and
is set forth in the following annual fee schedule:

                                      Annual Fee Schedule for
                                    Individuals and Corporations

          Assets Under Management                                       Annual Fee
          On the first $1,000,000 or less                                 1.00%
            $1,000,000 to $2,000,000                                      0.75%
            $2,000,000 to $4,000,000                                      0.50%
           On assets over $4,000,000                                      0.30%

Our annual fee for portfolio management services for individuals and corporations varies between
0.30% to 1.00% depending upon the market value of your assets under our management, the type and
complexity of the asset management services provided, as well as the level of administration
requested either directly or assumed by the client. Assets in each account are included in the fee
assessment unless specifically identified in writing for exclusion.

Our annual portfolio management fee is billed and payable, quarterly in advance, based upon the
account value (market value or fair market value in the absence of market value), of your account at
the end of the previous quarter. Fees will be debited from the account in accordance with your
authorization on the Client Services Agreement. Our advisory fees are not negotiable other than for
our employees.

Portfolio Management Services for Non-Profit Charitable Organizations
Our fee for portfolio management services for non-profit charitable organizations is based on a
percentage of the assets in your account and is set forth in the following annual fee schedule:

                                     Annual Fee Schedule for
                                Non-Profit Charitable Organizations

           Assets Under Management                                      Annual Fee
             On the first $2,000,000                                      0.70%
            On assets over $2,000,000                                     0.30%

Portfolio Management Services
Our annual fee for portfolio management services for non-profit charitable organizations varies
between 0.30 and 0.70% depending upon the market value of your assets under our management, the
type and complexity of the asset management services provided, as well as the level of administration
requested either directly or assumed by the client. Assets in each of your accounts are included in the
fee assessment unless specifically identified in writing for exclusion.

Our annual portfolio management fee is billed and payable, quarterly in advance, based upon the
account value (market value or fair market value in the absence of market value), of your account at
the end of the previous quarter. Fees will be debited from the account in accordance with your
authorization on the Client Services Agreement. Our advisory fees are not negotiable other than for
our employees.

401(k) Consulting Fees
Fees for consulting services to 401(k) plans are detailed on the following schedule. Fees are billed
quarterly, in advance, on the first business day of each quarter based on the total market value of the
assets in the plan at the end of the previous quarter. Fees will be debited from the 401(k) master
account in collaboration with the third party administrator of the plan.

                                       Annual Fee Schedule for
                                        401(k) Consulting Fees

                  Assets in Plan                                         Annual Fee
              On the first $750,000                                        0.75%
              $750,000 to $1,500,000                                       0.50%
               $1,500,000 and above                                        0.30%

Financial Planning Services
We charge an hourly fee of up to $400 for financial planning for non-investment clients. The hourly fee
is agreed upon in advance, including an estimate of the total time needed to complete the financial
plan, and it is based on the complexity of your financial situation as well as the scope of your financial
plan. At our discretion, we may offset our financial planning fees to the extent you implement the
financial plan through our Portfolio Management Services.

You may terminate the financial planning agreement upon 30 days written notice to our firm. Work on
the financial plan will cease when notice is received. If you have prepaid financial planning fees that we
have not yet earned, you will receive a prorated refund of those fees. If financial planning fees are
payable in arrears, you will be responsible for a prorated fee based on services performed prior to
termination of the financial planning agreement.

The agreed-upon financial planning fee will be payable one half upon signing of the agreement with the
balance due upon completion and delivery of the financial plan. This is a one-time financial plan. Any
future updates or reviews will be covered by a separate agreement.

Under no circumstances do we require or solicit payment of fees in excess of $1200 more than six
months in advance of services rendered.

401(k) Consulting Services
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis.

You may terminate the pension consulting services agreement upon 30 days written notice to our firm.
You will incur a pro rata charge for services rendered prior to the termination of the agreement, which
means you will incur advisory fees only in proportion to the number of days in the quarter for which you
...

Item 7 Types of Clients
We offer investment advisory services to individuals, high net worth individuals, pension and profit
sharing plans, plan participants with self-directed 401(k) accounts, charitable organizations and
corporations or other businesses.

In general, we require a minimum of $250,000 with exceptions to open and maintain an advisory
account. At our discretion, we may waive this minimum account size. For example, we may waive the
minimum if you are a family member of a client or intend to transfer in additional assets.

We may also combine account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.