Macco Financial Group Inc

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly in advance of each calendar quarter pursuant to the terms of the wealth
management agreement. Wealth management fees are based on the market value of assets under management at the
end of the prior calendar quarter. Wealth management fees range up to 1.30% annually based on several factors,
including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall
relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions
and other complexities may be charged a higher fee.

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed by
Macco Financial will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
Macco Financial offers financial planning services as a part of its overall wealth management services and fees.
However, certain Clients with a relationship size under $250,000 will be charged an ongoing financial planning fee
ranging from $150 to $450 per quarter. Fees are paid quarterly in arrears. Fees may be negotiable based on the nature
and complexity of the services to be provided and the overall relationship with the Advisor. An estimate for total costs
will be determined prior to engaging for these services.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its wealth management fee as described above. The Advisor will
allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of the executed
agreement between the Advisor and the Independent Manager. The total blended fee, including the Advisor’s fee
and the Independent Manager’s fee, will not exceed 1.80% annually.

                                                 Macco Financial Group, Inc.
                                            1138 Main Street, Green Bay, WI 54301
                                          Phone: (920) 617-6830 * Fax: (920) 617-6834
                                                   www.maccofinancial.com

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. Fees are calculated based on the following formula:
[Quarter end value x annual rate] x number of days in quarter / 365 days. Clients may make additions to, and withdrawals
from account[s] at any time. An adjustment will be made for any contribution into or withdrawals from the account[s],
which are greater than or equal to $100,000 on a single business day during the first two months of the quarter. An
adjustment will be reflected in the form of a credit or debit to the respective account[s].

Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth
management fee. Clients are urged to also review and compare any statement provided by the Advisor to the brokerage
statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written
authorization permitting advisory fees to be deducted by Macco Financial to be paid directly from their account[s] held
by the Custodian as part of the wealth management agreement and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees for ongoing engagements are invoiced quarterly in arrears. Fees are paid via ACH.

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees will include the Advisor’s
wealth management fee (as noted above) plus investment management fees and/or platform fees charged by the
Independent Manager. The Advisor’s fee may be billed and collected together with the Independent Manager fees
by the Custodian.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Macco Financial, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge
securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms
and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by Macco Financial are separate and distinct from these custody
...

Item 7 – Types of Clients

Macco Financial offers investment advisory services to individuals, high net worth individuals, and trusts. Macco
Financial generally requires a minimum relationship size of $250,000 to effectively implement its wealth management
services. This amount may be waived or reduced at the Advisor’s sole discretion.

                                                Macco Financial Group, Inc.
                                           1138 Main Street, Green Bay, WI 54301
                                         Phone: (920) 617-6830 * Fax: (920) 617-6834
                                                  www.maccofinancial.com