Marble Wealth LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
wealth management agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid monthly, in advance of each monthly billing period, pursuant to the terms of the
wealth management agreement. Wealth management fees are based on average market value of assets under
management during prior month. Wealth management fees range from 0.35% to 1.00% annually. The fee in the
first month of service is prorated from the inception and asset funding of the account[s] to the end of the first month
based on the number of days in the period and the timing of asset transfers into the account[s].Fees may be
negotiable at the sole discretion of the Advisor. In certain circumstances, the Advisor may charge a fixed annual fee
for its services. The Client’s fees will take into consideration the aggregate assets under management with the
Advisor across all accounts to achieve the lower breakpoint above, unless otherwise agreed in writing. All securities
held in accounts managed by Marble Wealth will be independently valued by the Custodian. Marble Wealth will not
have the authority or responsibility to value portfolio securities. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

Cash Management Accounts – Account[s] that are invested solely in cash or cash equivalents will be charged at
an annual rate of 0.15% and billed as stated above. If an account becomes invested in other investments the full
wealth management rate above shall apply.

Clients may make additions to and withdrawals from their account[s] at any time, subject to Marble Wealth’s right to
terminate an account. Additions may be in cash or securities provided that Marble Wealth reserves the right to
liquidate any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients may
withdraw account assets on notice to Marble Wealth, subject to the usual and customary securities settlement
procedures. However, Marble Wealth designs its portfolios as long-term investments, and the withdrawal of assets
may impair the achievement of a Client’s investment objectives. Marble Wealth may consult with its Clients about
the options and ramifications of transferring securities. However, Clients are advised that when transferred
securities are liquidated, they may be subject to transaction fees, fees assessed at the mutual fund level (i.e.
contingent deferred sales charge) and/or tax ramifications.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its wealth management fee as described above. Independent
Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee
with an increased level of assets placed under management with an Independent Manager. The Advisor will
allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of the executed
agreement between the Advisor and the Independent Manager. If the Client is required to authorize and enter into
a wealth management agreement with an Independent Manage then the terms of such fee arrangements are
included in the Independent Manager’s disclosure brochure and applicable contract[s] with the Independent
Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed
2.00% annually.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 0.50% and are billed in
advance or arrears, pursuant to the terms of the retirement plan advisory agreement. Certain Plans may be
charged a negotiated fixed fee. Retirement plan fees are based on the market value of assets under management
in the Plan. Fees may be negotiable depending on the size and complexity of the Plan.

                                                     Marble Wealth LLC
                                   4001 Carmichael Road, Suite 240, Montgomery, AL 36106
                                  Phone: (334) 679-4800 | Website: https://marblewealth.com

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the start of the respective monthly billing period. The amount due is calculated by
applying the daily rate (annual rate divided by the number of days in the year times the number of days in the
monthly billing period) to the average assets under management with the Advisor during the prior month. Clients will
be provided with a statement, generally monthly, from the Custodian reflecting the deduction of the management
fee. Clients provide written authorization permitting wealth management fees to be deducted by Marble Wealth to
be paid directly from their account[s] held by the Custodian as part of the wealth management agreement and
separate account forms provided by the Custodian.

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees may include Marble
Wealth’s management fee (as noted above) plus management fees and/or platform fees charged by the
Independent Manager[s], as applicable. In certain instances, the Independent Manager or the Advisor may
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Item 7 – Types of Clients

Marble Wealth offers advisory services to individuals, high net worth individuals, families, trusts, estates,
businesses, charitable organizations, and retirement plans. Marble Wealth generally does not impose a minimum
relationship size.