Market Street Wealth Management LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall sign one or more agreements that detail the responsibilities of MSWM and the Client.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are generally paid either (ii)quarterly or monthly , in advance or arrears (as dictated by
the client agreement), based on the average daily balance of the assets under management during the course of
the billing month or quarter. For fee arrangements based on the market value of assets under management as of
the end of the prior quarter, prorated billing adjustments are made for account deposits and withdrawals during the
course of the fee period, and such adjustments are applied at the next billing interval.

Investment advisory fees range from 1.25% to 0.60% and are based on the following schedule:

                       Assets Under Management                  Annual Rate
                      Up to $1,000,000                         1.00% - 1.25%
                      $1,000,001 to $2,000,000                 0.85% - 1.00%
                      $2,000,001 to $5,000,000                 0.75% - 0.85%
                      $5,000,000 and over                      0.60% - 0.75%

The investment advisory fee in the first fee period is prorated from the inception date of the account[s] to the end of
the first period. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into

                                          Market Street Wealth Management, LLC
                                   999 West Chester Pike, Suite 202, West Chester, PA 19382
                                        Phone: (610) 692-3200 * Fax: (610) 692-3822
Page 11                                       http://www.marketstreetwealth.net

consideration the aggregate assets under management with Advisor. All securities held in accounts managed by
MSWM will be independently valued by the Custodian. MSWM will not have the authority or responsibility to value
portfolio securities.

MSWM, in its sole discretion, may charge a lesser investment advisory fee and/or charge a flat fee based upon
certain criteria (i.e., the overall scope of services to be rendered, anticipated future earning capacity, anticipated
future additional assets, dollar amount of assets to be managed, related accounts, account composition,
competition, negotiations with client, etc.). Please Note: As result of the above, similarly situated clients could
pay different fees. In addition, similar advisory services may be available from other investment advisers for
similar or lower fees.

Independent Manager Fees
For Clients with accounts managed by an Independent Manager and overseen by the Advisor, the Client will incur
fees directly from the Independent Manager[s], which fees are separate from and in addition to the Advisor’s fee
noted above. For Independent Manager[s] where assets are referred out from the Advisor, the Advisor will collect
the solicitor fee as described in Item 14 – Client Referrals and Other Compensation below.

Financial Planning Services
MSWM offers financial planning services at an hourly rate of up to $200 per hour or based on a fixed engagement
fee of up to $10,000. Fees may be negotiable depending on the nature and complexity of each Client’s
circumstances. An estimate for total hours and/or costs will be provided to the Client prior to establishing the
advisory relationship.

With respect to MSWM’s planning services directed towards younger investors, MSWM will provide such services
for a fixed monthly fee, billed directly to the client. The monthly fee ranges from $50 to $100 per month, depending
on the overall scope of services to be performed.

Retirement Plan Advisory Services
Clients are charged a recurring monthly fee ranging from $50 to $100 per retirement plan account. MSWM is
solely responsible in the determination of the fees we charge for this service. Under MSWM’s co-adviser
agreement with Plan Confidence Corporation, a portion of this monthly fee is retained by Plan Confidence™,
with the remainder paid to MSWM.

B. Fee Billing
Investment Management Services
Investment advisory fees will be calculated by the Advisor or its delegate and deducted from the Client’s
account[s] at the Custodian. The Advisor or its delegate shall send an invoice to the Custodian indicating the
amount of the fees to be deducted from the Client’s account[s] for each fee period. Clients will be provided with a
statement, at least quarterly, from the Custodian reflecting deduction of the investment advisory fee. It is the
responsibility of the Client to verify the accuracy of these fees as listed on the custodian’s brokerage statement as
the Custodian does not assume this responsibility. Clients provide written authorization permitting MSWM to be
paid directly from their accounts held by the Custodian as part of the investment advisory agreement and
separate account forms provided by the Custodian.

Independent Managers
Clients referred to Independent Manager[s] will be billed in accordance with the agreement with each respective
manager. As noted, MSWM’s investment management or solicitor fee may be collected by an Independent
Manager or billed separately in accordance with the agreement with the respective manager. Details are described
in Item 14 – Client Referrals and Other Compensation.

Financial Planning Services

                                         Market Street Wealth Management, LLC
                                  999 West Chester Pike, Suite 202, West Chester, PA 19382
                                       Phone: (610) 692-3200 * Fax: (610) 692-3822
Page 12                                      http://www.marketstreetwealth.net

Financial planning fees are invoiced either upon receipt of the agreed upon deliverables or up to fifty percent
...

Item 7 – Types of Clients
MSWM provides investment advisory services to individuals and high net worth individuals. MSWM generally
does not impose a minimum size for establishing a relationship.

MSWM, in its sole discretion, may charge a lesser investment advisory fee and/or charge a flat fee based upon
certain criteria (i.e. anticipated future earning capacity, anticipated future additional assets, dollar amount of
assets to be managed, related accounts, account composition, competition, negotiations with client, etc.).
Please Note: As result of the above, similarly situated clients could pay different fees. In addition, similar
advisory services may be available from other investment advisers for similar or lower fees.