Martin Wealth Management

Item 5 – Fees and Compensation

Advisory Services Fees
Ongoing Planning and Investment Management Services Fees
MWM’s fee for ongoing planning and investment management services is based on the client’s investable assets
under our management according to the fee schedule below:
                                    $0 – $1,000,000                    0.85%
                                    $1,000,001 – $2,000,000            0.80%
                                    $2,000,001 – $3,000,000            0.75%
                                    $3,000,001 and above               0.70%
MWM’s annual fee is due in four quarterly payments. The first payment is due upon signing or renewal of the
advisory agreement, and subsequent payments are payable at the beginning of each calendar quarter. MWM’s
annual fee is calculated at the time the engagement begins. Then in the first renewal year, the fee is recalculated
at the end of the initial year agreement using investable asset values from the previous quarter. In the following
renewal years, the fee is recalculated annually in the fourth quarter, with the new fee taking effect January 1st
of the next year.
MWM’s minimum annual fee is $4,000. The maximum annual fee is $17,000. For certain clients, fees may be
negotiable. If the client chooses to include tax preparation and filing services, MWM will consider the additional
cost when negotiating minimum annual fees with the client.
The firm treats cash and cash equivalents as an asset class. Accordingly, unless otherwise agreed in writing, all
cash and cash equivalent positions (e.g., money market funds, etc.) are included as part of assets under
management for purposes of calculating the firm’s advisory fee. At any specific point in time, depending upon
perceived or anticipated market conditions or events (there is no guarantee that such anticipated market
conditions or events will occur), the firm may maintain cash and/or cash equivalent positions for defensive,
liquidity, or other purposes. While assets are maintained in cash or cash equivalents, such amounts could miss
market advances and, depending upon current yields, at any point in time, the firm’s advisory fee could exceed
the interest paid by the client’s cash or cash equivalent positions.

The firm has a fiduciary duty to provide services consistent with the client’s best interest. As part of our
investment advisory services, we will review client portfolios on an ongoing basis to determine if any changes
are necessary based upon various factors, including but not limited to, investment performance, fund manager
tenure, style drift, account additions and withdrawals, the client’s financial circumstances, and changes in the
client’s investment objectives. Based upon these and other factors, there may be extended periods of time when
the firm determines that changes to a client’s portfolio are neither necessary nor prudent. Notwithstanding,
unless otherwise agreed in writing, the firm’s annual fee will continue to apply during these periods, and there
can be no assurance that investment decisions made by the firm will be profitable or equal any specific
performance levels.
Sub-Adviser and Model Portfolio Fees
When a sub-adviser is used to manage all or a portion of a client’s portfolio, the annual fee to be paid to the sub-
adviser is 0.29% of the average daily value of the assets in the model portfolios and is paid quarterly in arrears.
In addition, in accordance with the agreement with the sub-adviser, the sub-adviser may charge an additional
“overlay fee” for rebalancing and tax management services for assets in the model portfolios. Based on the
authorization provided to the account custodian, the custodian will deduct the fees directly from the client’s
account. Any sub-advisory or model portfolio fees are separate and in addition to MWM’s advisory fees. MWM
does not share in these fees, but the client is advised that lower fees may be available through similar firms that
do not use third-party models or sub-advisory programs.
Starter Program Services Fees
For our starter program services, MWM charges a flat fee of $300 to $500, depending upon the complexity of
services and the client’s financial situation. The exact fee is set forth in the client’s advisory agreement. The fee
is due and payable at the beginning of the engagement.
Financial Planning Hourly Services Fees
For financial planning hourly services, fees range from $250 to $600 per hour, depending upon the nature of
the service and the complexity of the client’s financial situation. Hourly rate charges (typically research and
document preparation, as well as meeting time) are due and payable as billed, upon completion of the services.
Clients may request annual updates to financial plans to be performed by MWM for an additional fee or time
billable.
Investment Review Services Fees
For investment review services, the fee is a flat fee of $3,995. MWM’s fee is due and payable in two payments.
The first payment of $1,997 is due upon signing of the advisory agreement, and the remaining amount is due
and payable upon final invoice after the completion of MWM’s services. If the client elects to have MWM assist
with the implementation of the recommendations made to the client as part of the review, there may be an
additional fee.
Tax Preparation and Filing Services Fees
If the client engages us for tax preparation and filing services, the fee will be included in the negotiated fee the
client agrees to pay for ongoing planning and management services.

Payment of Fees
Depending on the particular arrangement with each client, MWM will either invoice clients or directly debit
their custodial accounts for the fee. If fees are deducted from the account, the client must provide the account
custodian with written authorization to have the fees deducted and paid to MWM. When the fee is deducted
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Item 7 – Types of Clients
MWM generally provides investment management, financial planning, and tax preparation and filing services
to individuals, families (generational planning), qualified retirement plans, trusts, and small businesses. Client
relationships vary in scope and length of service. We do not require a minimum amount of investable assets to
receive our services.