Match Grade Advisors LLC

Item 5 - Fees and Compensation
General Information
For most discretionary and non-discretionary portfolio management services, clients are charged an asset based management
fee paid to the ADVISOR. Brokerage expenses (e.g., commissions, ticket charges, etc.) of the account and charges for
custody services are charged separately by the custodian to the account. ADVISOR does not benefit directly or indirectly
in fees or expenses beyond the stated asset management fee.
The fees noted above are separate and distinct from the internal fees and expenses charged by mutual funds, ETFs (exchange
traded funds) or other investment pools to their shareholders (generally including a management fee and fund expenses, as
described in each fund’s prospectus or offering materials), mark-ups and mark-downs, spreads paid to market makers, fees
for trades executed away from the custodian, wire transfer fees and other fees and taxes on brokerage accounts and securities
transactions. The client should review all fees charged by funds, brokers, the Advisor, and others to fully understand the
total amount of fees paid by the client for investment and financial-related services.

Portfolio Management Fees
All fees are determined separately for each account and generally do not exceed 1.9% annually. The fee rates applied by the
IAR depend on, but are not limited to, the type of assets under management, the composition or structure of the account, the
size of the account, and the services required by the client.

  New Fee Arrangement                                                Cash Accounts
           Assets                            %                            Assets                            %
    $25,000 - $99,999.99                   1.90%                   $6,000 - $499,999.99                   0.25%
  $100,000 - $499,999.99                   1.55%                        $50,000 +                         0.15%
  $500,000 - $999,999.99                   1.30%
 $1,000,000 - $1,999,999.99                1.00%
        $2,000,000 +                       0.80%
 Special Arrangement Fees                                               Cash Accts
     (due to family or
         potential)
           Assets                            %                            Assets                            %
    $25,000 - $99,999.99                   1.70%                    $6,000 - $49,999.99                   0.20%
  $100,000 - $499,999.99                   1.35%                         $50,000 +                        0.10%
  $500,000 - $999,999.99                   1.15%
 $1,000,000 - $1,999,999.99                0.80%
        $2,000,000 +

Fees, including flat dollar rates and combination method are negotiable at the account opening. Other investment advisors
may offer programs that charge similar fees that may not charge separately for brokerage and transaction costs.

Generally, fees are payable quarterly, in arrears and debited directly from client account(s) unless other arrangements are
made. Fees are based on the application of a percentage rate to the amount of assets under management. IAR may also
charge a flat dollar rate or percentage for managing multiple accounts held away or may receive a combination of percentage
of assets under management plus a flat fee.

Financial Planning & General Consulting
An IAR can be engaged to create a financial plan and provide guidance on an on-going basis, at specified intervals, or as a
one-time event. The IAR may request a deposit prior to the delivery of the financial plan and recommendations. Fees will
be charged at a flat rate. In the case of ongoing plan management, the fee can be based as a percentage of the asset value of
client’s accounts for the plan provided. Financial plans are priced according to the degree of complexity associated with the
client’s situation.

Qualified Plan Consulting Fees

In connection with its retirement plan consulting services, the Advisor may charge asset-based fees, and fixed fees. Fees
are negotiated fees are generally based on the value of the plan’s assets, plan complexity,number of participants, number of
locations, and services rendered to the plan. Fees may be debited directly from plan assets, billed to the plan sponsor or a
combination of both.

Qualified Plan Participant Fees
When the Advisor provides investment advice to plan participants as a non-discretionary fiduciary, these fees are negotiated
with each plan participant at the time of the engagement for such services and are normally based on the scope of the
engagement.

Item 7 - Types of Clients
ADVISOR works with individuals, high net worth individuals, corporations, trusts, estates, charitable organizations,
retirement plans and retirement and pension plan participants.