Mindful Wealth LLC

Item 5 – Fees and Compensation
Mindful Wealth LLC is a fee-only firm and only receives a transparent fee for advice from its clients.
We are not paid by third parties such as banks, custodians, money managers, or vendors. We do not have
any “soft dollar” arrangements. As assets under management with Mindful Wealth LLC increase, it will
earn more fees. This could create a potential conflict of interest if Mindful Wealth LLC recommends
additional deposits to the clients’ investment accounts. A potential conflict of interest could occur when
David M. Dickman recommends an IRA rollover from a client’s company retirement plan.

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An initial meeting is scheduled with a prospective client at no cost or obligation. The purpose of the
meeting is to inform the prospective client of the types of service Mindful Wealth LLC provides and to
discuss what the client desires from a financial planning relationship.

Fees for all services provided by Mindful Wealth LLC are based on a percentage of assets under
management and are billed quarterly in arrears. On occasion, Mindful Wealth LLC may provide project
work services and charge a one-time fee based on the time commitment and level of complexity of the
project. All fees will be agreed upon in a separate statement, which will become part of the Advisory
Agreement. Under limited circumstances, fees are negotiable, and clients understand that other clients of
Mindful Wealth LLC may have different fee rates and payment plans for similar services.

There are no additional fees for the financial plan or its preparation.

The compensation to Mindful Wealth LLC for its services rendered to the Client will be billed quarterly
in arrears at this schedule:

Based on AUM with Mindful Wealth LLC:

                   1.   $0 - $5mm = 95 bps
                   2.   $5 mm - $15mm = 85 bps
                   3.   $15 mm - $25mm = 75 bps
                   4.   $25 mm - $50mm = 65 bps
                   5.   Above $50mm = 50 bps and may be negotiable

Our goal at Mindful Wealth LLC is to work with high/ultra-high-net-worth individuals/families,
businesses owners, certain ERISA plans, and private foundations.

When we charge a client their fee for advice or for a special project arrangement, the fees will be deducted
directly from the client’s account(s) at Charles Schwab & Co., Inc.. Upon special request from the client,
we may invoice the client directly.

Since we bill quarterly in arrears, if a client terminates our services, Mindful Wealth LLC is entitled to
collect fees earned from the first day of the quarterly billing cycle through the date of termination.

In addition to fees, our investment advisory clients may pay fees to mutual funds, separate account money
managers, or alternative managers for investment services. Charles Schwab & Co., Inc. may also charge
commissions and/or transaction fees. Mindful Wealth LLC does not receive any portion of those fees.
Mindful Wealth LLC, nor its founder, David M. Dickman, accepts compensation for the sale of securities
or other solutions.

Services from attorneys, accountants, insurance, and other professionals are paid directly by the client
and are not shared with David M. Dickman or Mindful Wealth LLC.

Unless a client has received this Mindful Wealth LLC’s disclosure brochure (ADV Part 2A and 2B) at
least 48 hours prior to signing the investment advisory contract, the investment advisory contract may be

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terminated by the client within five (5) business days of signing the contract without incurring any
advisory fees.

Item 7 – Types of Clients
These financial planning and investment services are provided to high/ultra-high-net-worth
individuals/families who want to accumulate and preserve wealth. Mindful Wealth LLC also assists
businesses, certain ERISA plans, and private foundations. New account applications and an Advisory
Agreement are required for all new client relationships.