Monument Group Wealth Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client shall sign one or more written agreements that detail the responsibilities of both Monument
and the Client.

A. Fees for Advisory Services
Investment Management Services – Master Planning
Investment management fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
wealth management or investment management agreement. Fees are based on the market value of assets under
management at the end of each calendar quarter or based on the average daily balance of the portfolio for the
previous quarter.

The fee schedule is as follows:

Asset Under Management                                        Annual Fee
First $2.5 million                                            1.00%
Next $2.5 million                                             0.75%
Amount above $5 million                                       0.50%

The investment management fee in the first quarter of service is prorated to the inception date of the account[s] to
the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take
into consideration the aggregate assets under management with Advisor. The Custodian will independently value
all securities held in accounts managed by Monument. Monument will not have the authority or responsibility to
value portfolio securities.

Financial Planning
Monument offers financial planning or consulting services on a fixed fee basis, ranging from $2,000 to $30,000,
which may be negotiable depending on the nature and complexity of each Client’s circumstances. On a limited
basis, Monument will offer financial planning or consulting services on an hourly basis ranging from $250 to $500
per hour.

The Advisor’s fee is exclusive of, and in addition to, brokerage fees, transaction fees, and other related costs and
expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of these
commissions, fees, and costs.

Family Office Services
Family Office Services fees typically range from $100,000 to $200,000 per annum. Depending on the needs and
preferences of the Client, the fees may be asset-based or paid on a retainer basis. In addition, Clients may pay fees
in advance of the services to be provided or in arrears after the services are complete.

Sub-Advisors
Where Monument may hire a Sub-Advisor, the Client’s fee will be deducted from the Client’s account[s] with the
respective Sub-Advisor and a portion of the investment management fee will be provided to Monument based on
Monument’s agreement with the Client. Monument is responsible for negotiating the fees with the Sub-Advisor on
behalf of the Client. Monument does not receive any compensation or fees from the Sub-Advisor.

B. Fee Billing
Investment Management – Master Planning
Clients provide written authorization permitting Monument and/or Sub-Advisors to deduct investment management
fees directly from their accounts held by the Custodian and/or on the Pontera platform as part of the wealth
management or investment management agreement and separate account forms provided by the Custodian,
where applicable.

                                          Monument Group Wealth Advisors, LLC
                                        801 Main Street, Suite 14, Concord, MA 01742
                                        Phone: (978) 451-6466 * Fax: (978) 287-4208
                                             www.monumentgroupwealth.com

Fees are calculated by the Advisor and deducted from the Client’s account[s] at the Custodian. The Advisor shall
send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s account[s] at
the respective quarter-end date. The amount due is calculated by the Advisor by applying the quarterly rate (annual
rate divided by 4) to the total assets under management with Monument at the end of the prior quarter or based on
the average daily balance of the portfolio for the previous quarter. Clients will be provided with a statement, at least
quarterly, from the Custodian reflecting deduction of the fee. It is the responsibility of the Client to verify the
accuracy of these fees as listed on the custodian’s brokerage statement as the Custodian does not assume this
responsibility.

Financial Planning
Fees for project-based financial planning engagements are due up to 50% of the expected fee upon the execution
of the financial planning agreement with the balance due prior to delivery of the final engagement deliverable[s].
Monument does not require or solicit the prepayment of $1,200 or more in fees, six months or more in advance of
completing the services. Clients may select the option that best suits their needs. In some cases, financial planning
and consulting fees are paid quarterly.

Family Office Services
Family Office Services fees are typically paid quarterly and may be paid in advance or in arrears. Monument works
with the Client to determine the optimal payment schedule and process.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than Monument, in connection with
investment made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian. The investment management fee charged by Monument is separate and
distinct from these custody and execution fees.

In addition, all fees paid to Monument for investment management services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
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Item 7 – Types of Clients

Monument provides investment management services to the following types of Clients:
   • Individuals, Personal Trusts and Estates – private investors, investing their personal assets
   • Corporations and Businesses – taxable business entities, investing cash reserves

The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts may change
over time and are updated at least annually by the Advisor. Monument generally requires a minimum portfolio for
new clients of $2,000,000, which may be waived or reduced at the sole discretion of the Advisor.