Saxon Interests Inc

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreement with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior quarter. Investment advisory fees are based on the following schedule:

                               Assets Under Management ($)                Annual Rate (%)
                               Up to $500,000                                 1.35%
                               $500,001 to $1,000,000                         1.25%
                               $1,000,001 and over                            1.00%

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. Investment management fees are prorated
for deposits and withdrawals of $100,000 or more throughout the quarter and are reflected in the next quarter’s fee. All
securities held in accounts managed by Saxon Financial Group will be independently valued by the Custodian. The
Advisor will conduct periodic reviews of the Custodian’s valuations.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
Saxon Financial Group offers financial planning services either on an hourly basis or a fixed engagement fee. The
Advisor offers annual financial planning services at a fixed rate of up to $10,000. Fees for hourly Financial Planning
typically range from $150 to $250 an hour. An estimate for total hours and/or total costs will be provided to the Client
prior to engaging for these services. Fees may be negotiable based on the nature and complexity of the services to be
provided and the overall relationship with the Advisor.

Estate Planning Document Generation – Saxon Financial Group offers estate planning document generation services
as an additional service under financial planning for a one-time flat fee of either $1,700 per household or $1,000 per
individual.

Use of Independent Managers
Saxon Financial Group may implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. The Advisor will
allocate a portion of the advisory fee collected to the Independent Manager pursuant to the terms of the executed

                                      Saxon Interests, Inc. dba Saxon Financial Group
                                    1177 West Loop S, Suite 1825, Houston, TX 77027-9068
                                         Phone: (713) 425-5340 * Fax: (713) 425-5341
                                                www.saxonfinancialgroup.com

agreement between the Advisor and the Independent Manager. In certain instances, the Client will be separately
charged an asset-based fee by the Independent Managers.

Retirement Plan Advisory Services
Retirement plan advisory fees are paid quarterly in advance, pursuant to the terms of the retirement plan advisory
agreement. Fees are based on the market value of assets under management of the plan at the end of the prior
quarter. Retirement plan advisory fees range from 0.20% to 1.20% annually based on complexity of services to be
provided.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 365 multiplied by the number days in the billing period) to the total assets under
management with Saxon Financial Group at the end of the prior quarter. Clients will be provided with a statement, at
least quarterly, from the Custodian reflecting deduction of the investment advisory fee. Clients are urged to also
review and compare the statement provided by the Advisor to the brokerage statement from the Custodian, as the
Custodian does not perform a verification of fees. Clients provide written authorization permitting advisory fees to be
deducted by Saxon Financial Group to be paid directly from their account[s] held by the Custodian as part of the
investment advisory agreement and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees are paid in advance and invoiced annually by the Advisor. For hourly financial planning
Clients, fees may be invoiced up to fifty percent (50%) of the expected total fee upon execution of the financial
planning agreement. The balance shall be invoiced upon completion of the agreed upon deliverable[s].

Use of Independent Managers
For Client account[s] implemented through Independent Managers, the Client’s overall fees will typically include
Saxon Financial Group’s investment advisory fee (as noted above) plus the asset-based fees charged by the
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Item 7 – Types of Clients

Saxon Financial Group offers investment advisory services to individuals, high net worth individuals, trusts, estates,
businesses, and retirement plans. The amount of each type of Client is available on Saxon Financial Group’s Form
ADV Part 1A. These amounts may change over time and are updated at least annually by the Advisor. Saxon
Financial Group generally requires a minimum relationship size of $250,000, which may be reduced at the
Advisor’s sole discretion.