Mosaic Family Wealth Partners LLC

Item 5: Fees and Compensation

related transaction services for one all-inclusive fee (except as may be described in the
applicable wrap fee program brochure). The trading costs are typically absorbed by the
Advisor and/or the investment representative. If a client’s account holds A-Shares within a
wrap fee program, the Advisor and/or its investment adviser representative avoids paying
the transaction fees charged by other mutual fund classes, which in effect decreases the
Advisor’s costs and increases its revenues from the account. Effectively, the cost is
transferred to the client from the Advisor in the form of a lower rate of return on the
specific mutual fund. This creates an incentive for the Advisor or investment adviser
representative to utilize such funds as opposed to those funds that may be equally
appropriate for a client but do not carry the additional cost of 12b-1 fees. As a policy
matter, the Advisor does not allow funds that impose 12b-1 or revenue sharing fees on the
client’s investment within its wrap fee programs. Clients should understand and discuss
with their investment adviser representative the types of mutual fund share classes
available in the wrap fee program and the basis for using one share class over another in
accordance with their individual circumstances and priorities.

Item 7:      Types of Clients
Mosaic Wealth offers services to individuals, high net worth individuals, trusts, estates,
businesses, charitable organizations, and retirement plans. Mosaic Wealth does not require
a minimum portfolio size. Additionally, certain Independent Managers may impose a
minimum fee.