Mozaic LLC

Item 5. Fees and Compensation

Fees for Services

Mozaic's basic fee for wealth management services is an annual charge of 0.75% (three-
quarters of one percent) calculated based upon the market value of all assets assigned to
Mozaic for management, billed quarterly and payable in advance, subject to a minimum
annual fee of $750,000 per client or family. Mozaic may grant exceptions to its basic
wealth management fee structure. Mozaic calculates the net asset value for all client assets
under management as of the last business day of each calendar quarter.

Mozaic’s minimum account size is $100,000,000, which amount may be waived at
Mozaic’s sole discretion. Additionally, investment managers used on Mozaic’s platform
may have established minimums that will vary from manager to manager. Disclosure of
each manager’s minimums is set forth in the manager’s Form ADV Part 2A or other
disclosure materials provided by the manager.

Mozaic's basic fee for corporate finance advisory services is $750 per hour plus
reimbursement for travel and incidental expenses. Depending upon the scope and
complexity of the corporate finance advisory engagement, Mozaic may instead bill its fee
on a project basis. Mozaic may grant exceptions to its basic corporate finance advisory
fee.

Other Fees and Charges

The fees described above are Mozaic's advisory fees only and do not include: custody fees,
commissions, transaction fees, mutual fund expenses, and management fees for third-party
investment managers, limited partnerships and limited liability companies. As a result, for
the investment strategies used by Mozaic, clients effectively pay two entirely separate
management fees on the same assets. The first fee is paid for the services provided by
Mozaic. The other fees are either charged directly by the third-party investment manager,
or charged to the investment product being used for the client (such as a limited partnership,
limited liability company, mutual fund, exchange-traded fund), which reduces the client’s
overall return. Mozaic, itself, receives no fees, commissions, or rebates from any
custodians or investment firms with which it does business even those to which it may be
entitled.

Termination of Agreement

Clients may terminate their Wealth Management Agreement without penalty (and receive
a full refund) within five business days of signing their agreement.

Subsequent to the first five days after signing their agreement, services will be provided
until either the client or Mozaic terminates the agreement pursuant to the notice section of
the agreement. If termination occurs prior to the end of a calendar quarter, all unearned
fees will be refunded.

Mozaic, LLC Disclosure Brochure

Item 7. Types of Clients

Mozaic provides its services to individuals, investment limited partnerships or other
collective vehicles, pension and profit sharing plans, trusts, estates, charitable
organizations, corporations and business entities.

Mozaic’s minimum account size is $100,000,000, which minimum amount may be waived
at Mozaic’s sole discretion. Additionally, investment managers used on Mozaic’s platform
may have established minimums that will vary from manager to manager. Disclosure of
each manager’s minimums is set forth in the manager’s disclosure brochure or Form ADV
Part 2.

Mozaic, LLC Disclosure Brochure