MTC Wealth Management LLC

Item 5 Fees and Compensation

The Adviser charges fees based on percentage of assets under management. The Adviser
charges fees in accordance with an underlying contract with the platform provider. The fee
is considered non-negotiable.

A. Fees for Advisory Services

Fees for investment services provided by the Adviser are based on the underlying
individual platform participant account size.

The fee schedule is as follows:

       0.25% per year on the first $250,000 under management; and

       0.20% per year on all over $250,000 assets under management.

This fee does not include additional fees that are charged by the platform provider to the
platform participant for their services.

B. Fee Billing

The platform provider remits fees to the Adviser monthly in arrears. Platform participants
are billed by the platform provider according to the terms of their agreement with the
platform.

C. Other Fees and Expenses

The Adviser does not charge the platform provider any fees in addition to the fee schedule
listed Item 5. A.

Platform participants may incur certain fees or charges imposed by third-parties, other than
the Adviser, in connection with investments made on behalf of the platform participant’s
account[s]. The platform participant is responsible for all custodial and securities execution
fees charged by the custodian and executing broker-dealer. The third-party money
management service fees charged by the Adviser are separate and distinct from these
custodian and execution fees, and are separate and distinct from any fees or expenses
charged by mutual funds and exchange traded funds to their shareholders, if applicable (all
of which should be described in each applicable fund’s prospectus). Such other fees and
expenses generally will be for the payment of management fees for the funds, other fund
expenses, account administration (e.g., custody, brokerage and account reporting), and
possibly distribution fees.

D. Advance Payment of Fees and Termination

The Adviser does not require advance payment of fees, therefore there will be no refund of
fees paid in the event of termination.

E. Compensation for Sale of Securities

The Adviser does not buy or sell securities or other investment products and does not
receive any compensation for securities or investment transactions in any investment
account, other than the third-party money management service fees noted above.

Item 7 Types of Clients

The Adviser offers third-party money management services via contractual relationship
with investment platform providers. The Adviser considers the platform providers to be
institutional investors, as these types of clients are other investment advisers who offer
investment services to the underlying plan participants.