National Wealth Management Group LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by NWMG.
Each Client that engages NWMG for services described herein shall be required to enter into a written agreement with
NWMG.

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 A. Fees for Advisory Services
Investment Management Services
The specific way fees are charged by the firm is established in a client’s written agreement between the client and
NWMG – up to 3.0% of assets under management. Clients can determine to engage the services of NWMG on a
discretionary or non-discretionary basis. Investment advisory fees are paid quarterly in advance or in arrears.
How fees are calculated:
        Advance Billing = [Quarter End Value x Advisory Fee Rate] / 360 x 90 Days
        Arrears Billing = [Average daily balance x Advisory Fee Rate] / 360 x 90 Days
For accounts held at LPL Financial, advisory fees are based on the market value of assets under management at
the end of the quarter and are billed in advance.
For accounts held at Charles Schwab, advisory fees are based on the market value of assets under management at
the end of the month and are billed in arrears. (Please also see the Charles Schwab Pricing Guide at this hyperlink).
Investment advisory fees are negotiable based on several factors, including: the complexity of the services to be
provided, the level of assets to be managed, and the overall relationship with the Advisor. Relationships with multiple
objectives, specific reporting requirements, portfolio restrictions and other complexities are likely to have a higher fee
than less complicated accounts.
The independent custodian selected sends statements at least quarterly to you showing the market values for each
security included in the assets and all disbursements in your account including the amount of the advisory fees paid to
us. The custodian is responsible for calculating and deducting advisory fees from client accounts by direct agreement
or invoice.
If the advisory agreement is terminated before the end of the quarterly period, client is entitled to a pro- rated refund of
any pre-paid quarterly advisory fee if any based on the number of days remaining in the quarter after the termination
date.
Fees for Strategic Wealth Management (SWM) Program
The account fee charged to each client for the SWM Program (non-wrap) is negotiable but is not higher than
the maximum annual fee of 2.25%. Your specific fee is stated in your client agreement.
SWM Program accounts are held at LPL Financial (the custodian), and advisory fees are based on the market
value of assets under management at the end of the quarter and are billed in advance.

Fees for LPL Financial Sponsored Advisory Programs
The account fee charged to the client for each LPL advisory program is negotiable, subject to the following maximum
account fees:
                    Program                        Maximum Annual          Maximum Annual            Maximum Total
                                                                                                      Annual Fee
                                                      Advisory Fee            Manager Fee

 Manager Access Select (MAS)                              1.65%                   0.60%                    2.25%
 Optimum Market Portfolios Program (OMP)                  2.25%                    N/A                     2.25%
 Personal Wealth Portfolios Program (PWP)                 1.65%                   0.60%                    2.25%
 Model Wealth Portfolios Program (MWP)                    1.65%                   0.60%                    2.25%
 Guided Wealth Portfolios (GWP)                           1.00%               0.35% (LPL                   1.35%
                                                                              Program fee)

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Account fees are payable quarterly in advance. LPL serves as program sponsor, co-investment adviser and broker-
dealer for the LPL advisory programs.
NWMG and LPL may share in the account fee and other fees associated with program accounts. Some associated
persons of NWMG are also registered representatives of LPL.
Certain Conflicts of Interest
NWMG and its IARs receive compensation as a result of a client’s participation in an LPL program. Depending on,
among other things, the type and size of the account, type of securities held in the account, changes in its value over
time, the ability to negotiate fees or commissions, the historical or expected size or number of transactions, and the
number and range of supplementary advisory and client-related services provided to the client, the amount of this
compensation may be more or less than what NWMG and its IARs would receive if the client participated in other
programs, whether through LPL or another sponsor, or paid separately for investment advice, brokerage and other
services.
The account fee may be higher than the fees charged by other investment advisers for similar services. Clients should
consider the level and complexity of the advisory services to be provided when negotiating the account fee (or the
advisor fee portion of the account fee, as applicable) with NWMG’s IAR.
Please refer to the relevant LPL Form ADV program brochure for a more detailed discussion of conflicts of interest
for each LPL Financial sponsored advisory program.
Fee Billing for LPL Custodied Advisory Accounts
For advisory accounts custodied at LPL, unless otherwise instructed by the Advisor, LPL will deduct Advisor’s fee
quarterly in advance; however, for the initial fee deduction, LPL will deduct the Advisor’s fee at the beginning of the
quarter following the establishment of the Account and will include a prorated fee for the initial quarter in addition to
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Item 7 – Types of Clients
NWMG generally provides investment advice to individuals and high net worth individuals, corporations and
insurance companies.