New England Private Wealth Advisors LLC

ITEM 5. FEES AND COMPENSATION

The specific manner in which fees are charged is established in a client’s written engagement letter with
NEPWA. NEPWA charges an annual investment advisory fee for its services based on either assets under
management (AUM) or a fixed annual fee. This fee includes both investment advisory services as well as
wealth management services, such as financial planning.

NEPWA has the discretion, on a case-by-case basis, to charge a lesser investment advisory fee to clients
based on several factors such as anticipated future earnings and future deposits, amount of assets to be
managed, pre-existing relationships and related accounts, among other things. NEPWA may aggregate assets
for family-related accounts in determining AUM for fee calculation. All fees are agreed upon prior to entering
into a contract with any client.

                                                                                                     Firm Brochure
                                                                                               Part 2A of Form ADV
                                                                                                     March 27, 2026

AUM Fee Calculation:

Wealth Management Services:
For client accounts where NEPWA is compensated on an AUM basis, NEPWA’s general fee schedule is
shown below:

 Assets Under Management                                      Annual Fee (%)
 First $2,000,000                                             1.00%
 Next $8,000,000                                              0.80%
 Over $10,000,000                                             0.50%

The above fee schedule is tiered based on the assets under management. For example, a client with $11
million in assets under management will be charged 1.0% on the first $2 million, 0.80% on the next $8 million,
then 0.50% for all assets over $10 million.

The fee shall be billed in arrears each calendar quarter based on the value (market value or estimated fair
market value in the absence of market value) of the portfolio as of the last business day of the previous
quarter. The fees will be pro-rated for client relationships initiated during the quarter or client relationships
terminated during the quarter.

Diversified Income Model SMA Strategies

Investors participating in NEPWA’s Model Strategies will be charged an annual fee of 1%. The fee will be
debited directly from the account, quarterly in arrears.

Fixed Fee:
For clients where NEPWA is compensated on a fixed fee basis, the amount of the fixed fee will be established
in the agreement between the parties. The fixed fee amount will be based upon a number of factors, including
complexity of accounts, level of services and amount of assets. The fixed amount will be billed on a quarterly
basis (1/4 of the annual fixed fee each calendar quarter). The fixed advisory fee may be subject to an annual
cost-of-living adjustment of up to three percent (3%).

Legacy Fee Arrangements
NEPWA maintains legacy fee schedules for certain longstanding or acquired client relationships that will differ
from the fee structure currently outlined in this brochure. These legacy arrangements were established prior to
the implementation of the current Form ADV and were agreed upon by the client via their investment advisory
agreement. Legacy fee arrangements can include fixed fees or a flat fee.

Form of Payment:
Clients provide written authorization to the custodian permitting NEPWA to debit fees from the client’s
investment account. Alternatively, clients have the option to pay the quarterly fee to NEPWA by check. For
clients billed on AUM, NEPWA provides the client with a copy of the quarterly fee calculation prior to debiting
the client’s investment account.

                                                                                                 Firm Brochure
                                                                                           Part 2A of Form ADV
                                                                                                 March 27, 2026

Other Fees:
NEPWA clients will incur other fees including fees paid to qualified custodians and third-party managers in
connection with the management of their assets. NEPWA does not receive any portion of these fees.

NEPWA does not receive compensation from third parties in connection with the purchase and/or sale of
securities or other investment products.

Mutual Fund & ETF Fees:
All fees paid to NEPWA for investment advisory services are separate and distinct from the internal
management fees and expenses charged by mutual funds and ETFs to their shareholders. These fees and
expenses are described in each fund's prospectus and will generally include a management fee, other fund
expenses, and a possible distribution fee.

The services provided by NEPWA are designed, among other things, to assist the client in determining which
mutual funds and/or ETFs are most appropriate to each client's financial condition and objectives. Accordingly,
the client should review both the fees charged by the funds and the fees charged by NEPWA to fully
understand the total amount of fees to be paid by the client and to thereby evaluate the advisory services being
provided.

Third Party Investment Manager Expenses:
Fees paid to NEPWA by the client for investment advisory services are separate and distinct from the fees and
expenses charged to the client by independent separate account managers and/or independent alternative
investment managers for that entity's advisory/management services.

Additional Fees and Expenses:
Clients are also responsible for the fees and expenses charged by qualified custodians, including, but not
limited to, any transaction charges imposed by a qualified custodian with which NEPWA and/or a third-party
manager effects transaction for the client’s accounts.

Tax-Related Services:
...

ITEM 7. TYPES OF CLIENTS
NEPWA focuses on providing investment advisory and wealth management services to individuals, high-net
worth individuals, trusts, estates, charitable/non-profit organizations and endowments, corporate and/or
business entities, and corporate and/or business pension and profit-sharing plans, etc.

For Wealth Management Services, NEPWA generally prefers a minimum account size of $2,000,000 for
investment advisory services, however, this minimum may be negotiable.

For the Model Strategies, NEPWA generally prefers a minimum account size of $500,000; however, this
minimum can be negotiated.