New Wave Wealth Advisors LLC

ITEM 5   Fees and Compensation
         ANNUAL FEES FOR ADVISORY SERVICES
         NWWA is compensated for providing asset management services by charging a negotiable fee based on
         the total assets under management. The fees and billing will be pre-determined in writing in the
         Investment Advisory Agreement executed by you and NWWA.
         Fees for retirement plan services are negotiated before the signing of the Retirement Plan Advisory and
         Consulting Agreement. The agreement language includes the negotiated fee, which can be charged as a
         percentage of the total retirement plan assets.
         The below ranges are the standard fee ranges that are typically charged.

                             Asset Management Fee Schedule
                                         All Assets                        Up to 2.50%

                             Retirement Plan Advisory and Consulting Fee Schedule

                       Percentage of Plan Assets                  Up to 2.50%

FEE BILLING & PAYMENT
Our asset management fees are annual fees and are negotiable. Asset management fees are paid monthly
in advance. Payments are due on the first day of the calendar month and are based on the account’s asset
value as of the last business day of the prior calendar month multiplied by the applicable annual rate and
divided by twelve (12). The fee for the month is billed and payable within ten (10) days after the beginning
of the month. We will deduct our asset management fee only when in receipt of your written
authorization by executing an investment advisory agreement permitting the fees to be paid directly from
your account. We will send a copy of your invoice to the custodian at the same time that we send a copy
to you. The qualified custodian will deliver an account statement to you at least quarterly, which will show
all disbursements from your account. We urge you to review all statements for accuracy. Your account at
the custodian can also be charged for certain additional assets managed for you by us but not held by the
custodian (i.e., variable annuities, mutual funds, 401(k)s).
Retirement plan consulting fees will be billed on a monthly basis, in advance, at the beginning of each
calendar month, due within thirty (30) days after the date of invoice, unless otherwise agreed to by the
parties. The fee will either be billed directly to the plan sponsor or paid directly from the plan assets if
authorized by the plan fiduciary.
We urge our clients to refer to the selected TPMM’s disclosure documents for exact fees and expenses
charged by each such TPMM, as well as minimum account requirements, refund, and termination
provisions. A complete description of each program can be found in disclosure materials prepared by the
TPMM, which we will provide to the client upon request at the time we recommend the program.
You are responsible for all third-party fees (i.e., custodian fees, mutual fund fees, transaction fees, etc.).
These fees are separate and distinct from the fees and expenses charged by NWWA.

TERMINATION OF AGREEMENT
Either party can terminate the agreement by providing 30-day advance written notice. Upon termination
of any account, any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will
be due and payable up to and including the effective date of termination.
Notwithstanding the above, if we do not deliver the appropriate disclosure statement to you at least 48
hours prior to you entering into any written or oral advisory contract with us, then you have the right to
terminate the contract without penalty within five (5) business days after entering into the contract.

OTHER EXPENSES AND FEES
The fees discussed above include payment solely for the investment advisory services provided by us and
are separate from certain fees or charges that are imposed by third parties in connection with investments
made on your behalf for your account. Third-party fees can include markdowns, markups, brokerage
commissions, other transaction costs, and/or custodial fees.
All fees paid to us for asset management services are separate from the expenses charged by exchange-
traded funds and mutual funds to their shareholders. These fees and expenses will be used to pay
management fees for the funds, other fund expenses, account administration, and a possible distribution

         fee. Mutual funds can be invested in directly by you without our services. However, you would not receive
         our services to assist you in determining which products or services are most suitable for your financial
         situation and objectives. You should review both the fees we charge and the fees charged by the fund(s)
         to understand the total fees to be paid fully.
         Please refer to Item 12 of this brochure for a more detailed explanation of brokerage practices.

         OTHER COMPENSATION
         Certain of our associated persons are also licensed insurance agents. In this capacity, the IARs can
         recommend insurance, advisory, or other products and receive normal insurance commissions if products
         are purchased through the IAR(s) in this capacity. Thus, a conflict of interest exists between the interests
         of these individuals and those of the advisory clients, creating an incentive for the IAR(s) to recommend
         products based on the compensation received rather than on a client’s needs. However, clients are under
         no obligation to act upon any of these recommendations. Although our recommendations can include
         products offered by third parties, these recommendations are not limited to such products, as all financial
         planning advice provided is of a generic nature. Clients have the option to purchase insurance products
         recommended by the IAR through other agents not affiliated with our firm. Please refer to Item 10 of this
...

ITEM 7   Types of Clients
         We provide our investment advisory services to:
         - Individuals
         - High Net Worth Individuals
         - Pension and profit-sharing plans
         - Trusts
         - Estates or charitable organizations
         - Corporations
         - Other business entities
         We do not have a minimum account size for our asset management services.