Northfort Financial LLC

Item 5: Fees and Compensation

A. Fee Schedule - Fee arrangements are determined by the needs of the clients and the complexity of
the work involved. Investment Management fees may be calculated monthly or quarterly in arrears as a
Percentage of Assets Under Management or stated within a Fixed Fee compensation arrangement. The
cost of Investment Management services may range from $0 to $24,000 annually. Financial Planning
fees may range from $0 to $5,000 annually, which may be billed monthly or quarterly. Tax Preparation
fees may range from $0 to $1,200 annually. The cost of services may be included within a client
agreement or quoted separately. Prorated and/or waiving of fees for services may occur.

B. Payment of Fees – Investment Management, Financial Planning, and/or Tax Preparation fees may be
withdrawn directly from the clients’ accounts and/or invoiced.

C. Clients Are Responsible For Third Party Fees - Clients are responsible for the payment of all third-party
fees (i.e. custodian fees, mutual fund fees, transaction fees, etc.). Those fees are separate and distinct
from the fees and expenses charged by NF. Please see Item 12 of this brochure regarding
broker/custodian.

D. Prepayment of Fees – Investment Management fees are billed monthly or quarterly in arrears.
Financial Planning and/or Tax Preparation fee may be partially paid in advance. If so, fees collected for
uncompleted services might be refunded to clients depending on the circumstances for non-completion.

E. Outside Compensation for the Sale of Securities to Clients - Neither NF nor its supervised persons
accept any compensation for the sale of securities or other investment products, including asset-based
sales charges or services fees from the sale of mutual funds. The Custodian of your assets is permitted to
collect these fees from mutual funds held in your account.

F. Seller Financing
Kyler S. Baird is now a minority owner (10% but less than 25%) of NF via seller financing through
12/2032, agreed upon 03/2026 from, by, and with Patrick J. Briskey. NF has acquired McDonald Capital
Management, Inc’s (MCM) Goodwill via seller financing through 12/2028, agreed upon 04/2026 from,
by, and with MCM. Keith A. McDonald will be an employee of NF. Sellers receive financial benefits
(principal and interest payments, etc.) from seller financing arrangements. This creates a conflict of
interest as NF might have an incentive to maintain or increase client assets and/or management fees to
ensure seller finance obligations are met. NF seeks to mitigate this by ensuring all Advisors in the firm
adhere to ethical and fiduciary standards. Neither seller financing arrangement constitutes debt that
could affect the advisor's financial condition or creates a condition likely to impair the ability to meet
contractual commitments. Also, buyers receive ownership on agreement dates, as opposed to sellers
keeping ownership until paid.

Item 7: Types of Clients

NF generally provides services to individuals and their families. Minimum Account Size - NF does not
impose account or annual fee minimums. We do, however, retain the discretion to accept or decline
any relationship based on our perception of potential profitability.