Singer Wealth Management LLC

Item 5 – Fees and Compensation

The following details the fee structure and compensation methodology for services provided by SWM. The specific
manner in which fees are charged by SWM is established in each client’s written agreement with SWM. Fees may be
waived in certain circumstances and are negotiable in SWM’s sole discretion based on such factors as the complexity of
the client’s situation, the composition of the client’s account, and the relationship of the client with SWM.

Personal Financial Planning Fees
Singer Wealth Management, LLC offers financial planning services on an hourly basis for $400 per hour, with a minimum
fee of $4,000. For any time spent in the engagement beyond ten hours the hourly fee is incurred and charged in
addition to the minimum fee.

Investment Management Fee
SWM’s investment management fees are based on the market value of assets under management at the end of each
calendar quarter. Fees for investment management services are charged according to the following schedule on the
assets under management applied on a cumulative basis:

                      Assets Under Management                                  Annual Rate

                    $0 to $1,999,999                                         1.00%
                    Next $2,000,000 to $4,999,999                            0.70%
                    Next $5,000,000 to $9,999,999                            0.50%
                    Next $10,000,000 to $24,999,999                          0.40%
                    $25,000,000 and above                                  negotiable

Example of a fee calculation for an account with $2,500,000:
1% on the first $1,999,999 is $19,999
.70% on next $500,000 is       $3,500
Total Fee:                     $22,499
The investment management fee in the first quarter of services is prorated from the inception date of the account
to the end of the first quarter. All securities held in accounts managed by SWM will be independently valued by the
designated Custodian.

Minimum account size of $500,000 is generally needed. Clients receiving ongoing asset management services will be
assessed a $5,000 minimum annual fee. Because SWM has a minimum fee of $5,000 there may be times when SWM's
fees in this instance may be higher than normally charged in the industry and that similar services may be offered by
another adviser at a lower fee.

Fee Billing
Investment Management Fee
Investment management fees are billed quarterly, in advance, pursuant to the terms of the client’s investment
advisory agreement with SWM. Clients provide written authorization permitting SWM to be paid directly from their
accounts held at the custodian as part of the investment management agreement and separate account forms
provided by the Custodian. Investment management fees will be automatically deducted from the client’s account
by the Custodian. SWM will send a notice to the account’s custodian indicating the amount of the fees to be
deducted from the account at the respective quarter’s end date. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with SWM at the end of each
quarter. Clients will be provided with a statement, at least quarterly, from the account’s custodian reflecting
deductions of the Advisor’s advisory fee. In all instances, SWM will send the client a written invoice, including the
fee, the formula used to calculate the fee, the fee calculation itself, the time period covered by the fee, and, if
applicable, the amount of assets under management on which the fee was based and the name of the
custodian(s).

Financial Planning Services
At the time of the signing of the agreement SWM provides an estimate of the total fee for the scope of requested
services. SWM collects half of the total estimated fee at the time of signing the engagement and the remaining fee
upon presentation of the financial plan. Fees may be paid by ACH, credit card, or deduction from the Client’s taxable
brokerage account.

Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than SWM, in connection with investments
made on behalf of the Client’s account[s]. The Client is responsible for all custodial and securities execution fees
charged by the custodian and executing broker-dealer. The investment management fee charged by SWM is
separate and distinct from these custodian and execution fees.

In addition, all fees paid to SWM for investment advisory services are separate and distinct from the expenses
charged by mutual funds and exchange-traded funds to their shareholders, if applicable. These fees and expenses
are described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees

for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
possible distribution fee. A Client could invest in these products directly, without the services of SWM, but would
not receive the services provided by SWM which are designed, among other things, to assist the Client in
determining which products or services are most appropriate for each Client’s financial situation and objectives.
Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by SWM to fully
understand the total fees to be paid.

Advance Payment of Fees and Termination
Investment Management
SWM is compensated for its services in advance of the quarter in which investment advisory services are rendered.
Clients may request to terminate their Investment Advisory Agreement with SWM, in whole or in part, by providing
advance written notice. The Client shall be responsible for investment management fees up to and including the
effective date of termination. Upon termination, the Advisor will promptly refund any unearned, prepaid Investment
...

Item 7 – Types of Clients

Singer Wealth Management, LLC offers investment advisory services to individuals, families, trusts, estates, and
small businesses, including their retirement plans.