Northwest Wealth Advisors LLC

Item 5: Fees and Compensation

Maximum Portfolio Management Fees

   A. Fee Schedule

The advisory fee is calculated using the value of the assets in the Account on the last business
day of the prior billing period.

These fees are generally negotiable, and the final fee schedule will be memorialized in the client’s
advisory agreement. Clients may terminate the agreement without penalty for a full refund of
NWWA's fees within five business days of signing the Investment Advisory Contract. Thereafter,
clients may terminate the Investment Advisory Contract generally with 30 days' written notice.

We typically charge a fixed fee for financial planning services, which generally ranges between
$500 and $12,000. The fee is negotiable depending upon the complexity and scope of the plan,
the Client’s financial situation, and the Client’s objectives. Fees are due upon the completion of
the plan. At our discretion, we may offset our financial planning fees to the extent the Client
implements the financial plan through our Portfolio Management Services. The Client may
terminate the financial planning engagement by providing written notice to our firm. If so, the Client
will incur a pro rata charge for services rendered prior to the termination of the engagement, which
means the Client will incur fees only for the services rendered.

   B. Payment of Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts with
client's written authorization on a quarterly basis. Fees are paid in advance.

   C. Client Responsibility for Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees, brokerage fees,
mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and
expenses charged by NWWA. Please see Item 12 of this brochure regarding broker-
dealer/custodian.

   D. Prepayment of Fees

NWWA collects fees in advance. Refunds for fees paid in advance but not yet earned will be
refunded on a prorated basis and returned within fourteen days to the client via check, or return
deposit back into the client’s account.

For all asset-based fees paid in advance, the fee refunded will be equal to the balance of the fees
collected in advance minus the daily rate* times the number of days elapsed in the billing period
up to and including the day of termination. (*The daily rate is calculated by dividing the annual
asset-based fee rate by 365.)

   E. Outside Compensation For the Sale of Securities to Clients

LaVelle Blair West and LaMar A West are registered representatives of a broker dealer. LaVelle
Blair West and LaMar A West are also insurance agents. In these roles, they accept compensation
for the sale of investment products to NWWA clients.

   1. This is a Conflict of Interest

Supervised persons may accept compensation for the sale of investment products, including
asset-based sales charges or service fees from the sale of mutual funds to NWWA's clients. This
presents a conflict of interest and gives the supervised person an incentive to recommend
products based on the compensation received rather than on the client’s needs. When
recommending the sale of investment products for which the supervised persons receive
compensation, NWWA will document the conflict of interest in the client file and inform the client
of the conflict of interest.

   2. Clients Have the Option to Purchase Recommended Products From Other Brokers

Clients always have the option to purchase NWWA recommended products through other
brokers or agents that are not affiliated with NWWA.

   3. Commissions are not NWWA's primary source of compensation for advisory
      services

Commissions are not NWWA’s primary source of compensation for advisory services.

   4. Advisory Fees in Addition to Commissions or Markups

Advisory fees that are charged to clients are not reduced to offset the commissions or markups
on investment products recommended to clients.

Item 7: Types of Clients

NWWA generally provides advisory services to the following types of clients:

   •   Individuals
   •   High-Net-Worth Individuals
   •   Pension and profit-sharing plans
   •   Corporations or Business Entities

There is no account minimum for any of NWWA’s services.