Thrive Retirement Specialists LLC

Item 5: Fees and Compensation
Please note, unless a client has received the Firm's Disclosure Brochure at least 48 hours before signing the investment
advisory contract, the client may terminate the investment advisory contract within five (5) business days of signing
the contract without incurring any advisory fees. Please review the fee and compensation information below.

ThriveRetire™ Planning and Investment Management

This combined service is available for an ongoing flat fee paid quarterly, in advance, at $3,000 per quarter. The fee may
be negotiable in rare special cases. Fees for this service are paid through direct debit of the specified investment account
held at the Custodian. This service may be terminated with 30 days' notice. Upon termination of any agreement, the fee
will be prorated, and any unearned fee will be refunded to the client. Clients will be electronically notified at least 30
days before any fee increase.

Other Types of Fees and Expenses
Our fee excludes certain minor charges occasionally imposed by the custodian for non-ETF transaction costs and other
elected special service fees. Our fees are also exclusive of other third-party fees that could arise in rare circumstances.
Mutual funds and exchange-traded funds also charge internal management fees, which are disclosed in each fund's
prospectus. We do not receive any portion of these fees or costs.
Item 12 further describes the factors we consider in selecting or recommending broker-dealers for our client’s
transactions and determining the reasonableness of their compensation (e.g., transaction costs).
We do not accept any form of compensation for selling securities or other investment products.

Item 7: Types of Clients
We provide ongoing retirement planning and portfolio management services to high-net-worth individuals. While we
do not have a minimum account size requirement, it is important to note that our ThriveRetire™ service is designed to
provide the most value to those nearing or already in retirement with investment assets over $2,000,000.