One Life Financial Group Inc

Item 5: Fees and Compensation
 Method of Compensation and Fee Schedule
 GOLD, SILVER, & PLATINUM SERVICE PLANS
 The following financial planning and direct asset management services are available to
 advisory Clients. The table below provides an example of the services we offer, including
 the typical number of meetings and associated costs. It also outlines the assets under
 management standards, including the typical amount of assets managed and any standard
 minimum account requirements.
                    MEETINGS                              Silver            Gold           Platinum
      Typical number of meetings – Year 1                   1-3              1-4               1-5
     Maximum meetings available – Year 1                     6                   8             10
      Typical number of meetings – Year 2                    1               1-2               1-4
     Maximum meetings available – Year 2                     1                   4              8
  Additional meetings (hourly, if requested)*           $150-350         $150-350          $150-350

                 PLANNING FEES
                     Initial fees                      $900 to $5,400
                                                                           $1,200 to         $1,800 to
                                                                            $7,200            $10,800
          Typical minimum annual fee                       $1,800           $2,400             $3,600
               Maximum annual fee                          $7,500           $15,000           $25,000
                  Annual Review                          Included          Included          Included
    ASSET UNDER MANAGEMENT (AUM)                           Silver                Gold        Platinum
        Typical client investment assets                  <$750K         $1.5M-$3.0M          $3.0M+
     Minimum investment assets required                    $750K             $1.5M             $3.0M
                                               AUM FEES
                                    See detailed fee schedule below
 *Additional planning meetings are available at an hourly rate if needed. Number of meetings includes the
 annual review. Time is billed in ¼ increments above and beyond. Service plan changes are made at year-
 end and can be requested if your asset levels fall below the minimum requirements.

 Clients enrolling in the Silver, Gold, or Platinum service plans are generally placed in the
 Unbundled fee structure, which is our standard and preferred arrangement. In certain
 circumstances, a Bundled fee structure may be used at our discretion, such as when a new
 client does not meet the investment minimums for the Unbundled structure (for example,
 a high-income business owner with substantial earnings but lower investable assets) or

                          © Copyright One Life Financial Group, Inc. 2011-2017

when an existing client declines to transition to the Unbundled structure. In such cases, fees
under the Bundled arrangement may be adjusted accordingly.
A description of each fee structure is provided below.
PAYMENT OPTION #1 – UNBUNDLED SERVICES
Unbundled services provide Silver, Gold, and Platinum clients with both ongoing Financial
Life Planning and Wealth Management services in exchange for a combination of fees that
include: 1) a fixed Ongoing Financial Planning & Consulting fee & 2) A percentage of Wealth
Management fee. The fixed ongoing financial planning & consulting fee covers Held Away
Wealth Management services. In other words, One Life Financial Group does not charge a
percentage fee for Held Away Wealth Management Services (Including but not limited to:
Company Retirement Plans, Education, and other accounts).
1) ONGOING FINANCIAL PLANNING and CONSULTING FEES
   Ongoing Financial Planning and Consulting Services are offered on a negotiable flat fee.
   This consists of an initial upfront fee plus an ongoing annual fee that is mutually agreed
   upon.
   Initial fees typically range from $900 to $10,800 depending on the scope and complexity
   of services provided.
   Annual fees typically range from $1,800 to $25,000 depending on the complexity of
   services client is requiring after the initial plan implementation.
   Initial and ongoing fees are based on the unique client needs, estimated service time
   and complexity of the client’s situation. Prior to engaging in planning services, the client
   will be provided with fees for the scope of work to be completed in writing. The client
   can pay the initial fee in full upon signing the agreement, in two equal installments, or
   in three equal installments. Ongoing fees are paid monthly/quarterly each
   month/quarter thereafter until the agreement has been terminated.
   Client may cancel within fifteen (15) business days of signing Agreement and receive
   100% refund, or any unearned fees will be refunded to the client, whichever is greater.
   After the initial fifteen business days, the client may cancel services at any time with a
   30-day written notice. Any unearned fees will be refunded to the client, or any unpaid
   earned fees will be due to One Life.
2) WEALTH MANAGEMENT FEE
   One Life charges an annual Wealth Management fee based on the total amount of assets
   under management.
             Assets Under Management                  MAXIMUM Annual Fee     Typical Annual Fee
 First $100,000 ($0-$100,000)                              3.00%                  1.49%
 Next $250,000 ($100,000.01 - $350,000)                    3.00%                  1.297%
 Next $500,000 ($350,000.01 - $850,000)                    3.00%                  0.979%
 Next $1,000,000 ($850,000.01 - $1,850,000)                2.49%                  0.897%
 Next $1,500,000 ($1,850,000.01 - $3,350,000)              1.49%                  0.797%
 Next $2,000,000 ($3,350,000.01 - $5,350,000)              1.39%                  0.697%
...

Item 7: Types of Clients
 Description
 One Life generally provides investment advice to individuals, high net worth individuals,
 trusts, estates, corporations and business entities.
 Client relationships vary in scope and length of service.
 We limit our households to 150 and do not take on more than 3 clients per month. Our
 client household cap, and monthly cap, exclude children of clients and corporate/trust
 clients.

 Account Minimums
 One Life requires a minimum of $750,000 to open and maintain an account. In certain
 instances, the minimum account size may be lowered or waived.

                        © Copyright One Life Financial Group, Inc. 2011-2017