One Wealth Management Investment and Advisory Services LLC

Item 5: Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by
the Adviser. Each Client engaging the Adviser for services described herein shall be required to enter into
one or more agreements with the Adviser.

    A.​ Advisory Fees for Asset Management Services

        The Client’s fees will take into consideration the aggregate assets under management and
        advisement with the Adviser. We apply our management fee to all assets for which we render
        advice. Additionally, fees may be negotiable at the sole discretion of the Adviser and the Adviser
        may charge a lesser fee based upon criteria, such as, but not limited to, anticipated future earning
        capacity, anticipated future assets to be managed, related accounts, account composition, and
        other factors. Fee calculations include cash balances invested in money market funds, short-term
        investment funds, exchange traded funds (“ETFs”), mutual funds, the entire market value of
        margined assets and short positions (if any), private investments (if any), digital assets (e.g.,
        cryptocurrencies), and all other investment holdings. The exact services and fees will be agreed
        upon and disclosed in the agreement for services prior to services being provided. Fees and how
        they are charged may be negotiable based on factors such as the client’s financial situation and
        circumstances, the amount of assets under management, and the overall complexity of the
        services provided.

        To the extent that margin is employed in the management of the client’s investment portfolio, the
        market value of the client’s account will be increased. Therefore, the corresponding fee payable
        by the client to us will be increased because we include the margin balance in the client’s overall
        management fee calculation. As a result, in addition to understanding and assuming the
        additional principal risks associated with the use of margin, clients authorizing margin are advised
        of the conflict of interest between us and the client whereby we may encourage the use of margin
        because it will increase the management fee payable to us. We mitigate this conflict of interest
        by allowing margin accounts only when requested by the client and/or when using margin would
        be beneficial for client’s overall circumstances.
​
        Valuation

        All assets managed by Adviser will be independently valued by the Custodian, investment
        manager or sponsor. Adviser will not have the authority or responsibility to value any private
        investments or securities.

        The Value of liquid investments will be determined on the last day of the previous month, using
        values shown on the client’s brokerage statements. The value of illiquid and difficult to value
        assets (e.g., real estate, hedge funds, private equity, venture capital and direct investments, etc.)
        will be determined either based on the valuation ascribed at the time of the client’s most recent
        capital contribution or using the most recent report if provided by the investment manager or
        sponsor, whichever is lower. The asset management fees that apply to illiquid and difficult to
        value assets are automatically deducted from the cash portion of the client’s brokerage
        account(s) according to the asset-based fee schedule above, and payable monthly in arrears
        based on the valuation ascribed at the time of the client’s most recent capital contribution to the
        illiquid or difficult to value asset. Unless the sponsor of illiquid or difficult to value asset or another
        third-party presents Adviser with an illiquid or difficult to value asset valuation lower than the
        valuation of the illiquid or difficult to value asset at the time of the client’s most recent capital
        contribution, Adviser shall continue to calculate its asset-based fee based on the valuation of the
        illiquid or difficult to value asset at the time of the client’s most recent capital contribution. There

                                          Date of Brochure: March 11, 2026

may be circumstances where the client and Adviser may agree upon a value. Typically, the
valuation date for illiquid assets will lag behind the valuation of public securities.

Advisory Fee, Payment, Calculation & Other Expenses and Charges

Asset management fees are automatically deducted from the cash balance of Client’s account(s)
and payable monthly in arrears based on the average daily balance in all account(s) as of the last
business day of the prior month.

Initial fees are prorated based on the number of days that the Client’s account(s) was open during
the applicable billing period. Additional deposits of funds and/or any other securities will be
subject to the same fee procedures.

Individual accounts for immediate family members (such as spouses, domestic partners, and
dependent children) shall be aggregated for purposes of calculating a Client’s assets under the
Adviser’s management or advisement and corresponding fees.

Asset management fees may be adjusted from time to time upon not less than thirty (30) days’
advance written notice to Client, after which such adjusted fees will be applied to the Client’s
account(s).

The Adviser’s standard fee schedule for asset management services is provided below, but may
differ from client to client for the reasons stated above. Clients should always refer to their
specific advisory agreement for the fee schedule applicable to their account(s).

For asset management services, Adviser charges an annual fee between 0.40% and 1.50%.​

With respect to assets invested into a Crystal Fund, Adviser shall receive an annual asset-based
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Item 7: Types of Clients
Adviser generally provides its services to individuals, high-net-worth individuals, trusts, estates, business
entities, charitable organizations, and pension and profit sharing plans. The minimum account value
required to open and maintain an account with Adviser is $1,000,000, subject to negotiation.

                                         Date of Brochure: March 11, 2026