Retirement Plan Fiduciaries LLC

ITEM 5 - FEES AND COMPENSATION

    For 401(k) Plans

    Bundled Fee Option:

    Plans can elect to pay one set of fees which cover the Firm’s fees and those of the third
    party plan administrator and the custodian of the plan assets. Neither of these parties is
    affiliated with RPF. The total annual fee for basic services rendered from these three
    providers is a minimum of $6,000 per year. This annual fee schedule is:

    Base Fee              $3,997/$5,997 (no audit required/audit required) plus

    Participant Fee       $34/participant (online statements) or
                          $39/participant (paper statements) plus

    Asset Fee             1.00% of the first $1 million of plan assets
                          0.75% of the next $1 million of plan assets
                          0.50% of the next $3 million of plan assets
                          0.40% of plan assets in excess of $5 million

    Fees are billed quarterly in arrears and are deducted directly from the plan assets or
    paid by the company. The asset fee is calculated based upon the market value of the
    plan assets as determined by the custodial statements as of market close on the last
    business day of each quarter. Fees are negotiable.

    RPF will receive the remaining amount from the above after payment is made to Definiti,
    Inc. and Mid Atlantic Trust Company. The payments to Definiti, Inc. and Mid Atlantic
    Trust Company are outlined in their separate service agreements and may change in the
    future. The total payment will not change unless the agreement is changed by advance
    notice to clients and the client agrees with written authorization.

    Definiti, Inc., Mid Atlantic Trust Company and RPF may charge additional fees for loans,
    distributions, consulting etc. and are not included in the above pricing.

    Unbundled Fee Option:

    Plans can elect to pay fees directly to each of the parties involved in administering the
    retirement plan including the recordkeeper, third party administrator, asset custodian,
    and investment advisor. When this payment arrangement is selected, RPF typically
    serves only as the investment advisor and is paid based on plan assets per the following
    schedule:

    Asset Fee             1.00% of the first $1 million of plan assets
                          0.75% of the next $1 million of plan assets
                          0.50% of the next $3 million of plan assets
                          0.40% of plan assets in excess of $5 million

                                                       Part 2A of Form ADV: Firm Brochure
                                                           Retirement Plan Fiduciaries, LLC

Fees are billed quarterly in arrears and are deducted directly from the plan assets or
paid by the company. The asset fee is calculated based upon the market value of the
plan assets as determined by the custodial statements as of market close on the last
business day of each quarter. Fees are negotiable.
Accounts which originated at Aspect Wealth Management will be billed in accordance
with their signed investment advisory agreement and may differ from the fee schedule
described above.

Plan Administrator under ERISA 3(16) Services Option:

RPF will act as an independent Plan Administrator as named in the plan
document. Services will include everything listed in the plan document and in ERISA
3(16). The costs for these services are $1,500 ($3,500 if the plan requires an audit) plus
0.20% of assets per year.

Some consulting services are billed at an hourly rate of $425 per hour. There is no
minimum fee required. Fees are due and payable as incurred.

For Individuals

Option 1:   1% of assets under management
Option 2:   $5,000/year retainer + 0.3% of assets under management
Option 3:   $2,000/year retainer + 0.5% of assets under management
Option 4:   $425 per hour

Some clients pay a monthly or quarterly retainer for consulting work unrelated to
securities.

Fees may be negotiated on a case-by-case basis based upon factors determined by
RPF to be material, including but not limited to account size and servicing requirements.
Fees, which are charged quarterly in arrears, may be deducted from the client’s account
or may be billed directly to the client.

The financial planning fee is included with investment management services. If only a
plan is needed, the fee is $400/hour.

Other Fees

For plans

Most 401(k) plans provide participants with a menu of mutual funds in which the
participant may invest. Trading in mutual funds incurs internal fees and expenses which
are fully disclosed in each fund’s prospectus. These internal fees are additional to the
fees outlined above which the plan pays to entities assisting with the investment advice,
administration and custody of the plan assets.

                                                             Part 2A of Form ADV: Firm Brochure
                                                                 Retirement Plan Fiduciaries, LLC

    For individuals

    When RPF recommends a mutual fund for a client’s account, three separate fees may
    be charged to the client, either directly or indirectly. The first fee is RPF’s investment
    management fee where the fund is included in the asset base for the quarterly fee
    calculation. The second is the set of internal fees charged by the investment company
    for the fund’s investment management, marketing, administration and marketing
    assistance. These internal expenses are disclosed in each fund’s prospectus which is
    provided to each client by the custodian. (This set of fees also applies to any ETF or
    money market fund purchased in the client’s account.) The third fee may be a
    transaction fee which is assessed by the custodian for its service of providing access to
    a universe of mutual fund families through one account. To avoid such fees a client
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ITEM 7 - TYPES OF CLIENTS

    RPF provides investment advisory services to participant-directed pension, profit sharing
    and 401(k) plans and individuals.

    The minimum preferred plan account size is $500,000.