Ouellette Wealth Advisory LLC

Item 5 – Fees and Compensation

A. Fees for Advisory Services
Account Portfolio Management
Investment advisory fees are paid monthly or quarterly (the “Billing Period”) in advance of the calendar quarter or
month or arrears of the calendar quarter or month end pursuant to the terms of the investment advisory agreement.
Investment advisory fees are based on the market value of assets under management at the end of the prior calendar
Billing Period. Investment advisory fees can range from 0.80% to 1.25%. Typical fees are as follows:

                             Assets Under Management                             Annual Rate
                           $0 to $999,999                                          1.25%
                           $1,000,000 to $4,999,999                                1.00%
                           $5,000,000 and Over                                     0.80%

                                                 Ouellette Wealth Advisory, LLC
                                          35 Bedford Street, Suite 16, Lexington, MA 02420
                                          Phone: (781) 861-0766 Fax: (781) 862-5300
                                                        www.owmonline.com

Investment advisory fees in the first Billing Period of service are prorated to the inception date of the account[s] to the
end of the first Billing Period. Fees may be negotiable at the sole discretion of the Advisor. Depending upon various
facts and circumstances specific to each Client, a Client’s fees may take into consideration the aggregate assets under
management with the Advisor. All securities held in accounts managed by Ouellette will be independently valued by
the Custodian. Ouellette will conduct periodic reviews of the Custodian’s valuations.

The Advisor’s fee is exclusive of, and in addition to brokerage commissions, transaction fees, and other related costs
and expenses, which may be incurred by the Client. However, the Advisor shall not receive any portion of these
commissions, fees, and costs. The hourly fees are determined after considering many factors, such as the level and scope
of the services. All Clients, but especially those with smaller accounts, should be advised they may receive similar
services from other professionals for higher or lower overall costs.

Fees for certain fee-based annuities are billed monthly or quarterly, in advance of the calendar quarter or month or
arrears of the calendar quarter or month. Fees are calculated based on quarter-end or month-end valuations of the
annuity as provided by the Custodian. Fees will be deducted from the Client accounts[s] by the Custodian. Clients
provide written authorization permitting advisory fees to be deducted by the Custodian directly from their account[s]
and paid out to the Advisor as part of the investment advisory agreement and separate account forms provided by
the Custodian. The Custodian shall send a quarterly invoice if the client is billed quarterly, or a monthly invoice if the
client is billed monthly, indicating the amount of the fees to be deducted from the Client Account(s).

For assets managed through a third-party platform, the Client will incur additional fees charged directly by the third-
party platform provider. Advisory fees apply to assets accessed and managed through the platform as part of the
Client’s assets under management, as disclosed above, separate from the third-party platform fee. The Advisor does
not receive any portion of these platform fees. Accordingly, the use of such platforms may increase the total fees paid
by the Client.

Financial Planning and Consulting Services
Financial planning engagements are typically offered on a fixed fee basis ranging from $500 to $5,000 and are negotiable.
If a special consulting project is requested, fees are charged at a rate of up to $250 per hour. An estimate for total hours
and/or total costs will be provided prior to engaging for these services. Financial planning fees may be negotiable at the
sole discretion of the Advisor.

B. Fee Billing
Account Portfolio Management
Investment advisory fees will be calculated by Advisor and deducted from the Client’s account[s] at the Custodian. The
Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s
account[s] for the Billing Period. The amount due is calculated by billed value x flat rate x (calendar days in the Billing
Period/calendar days in billing year). Deposits and withdrawals (flows) are also taken in account calculatingly flow
amount x flat rate x (flow day count/calendar days in billing year). Billed value is the last day of the previous Billing
Period as reported by the custodian. In calculating the market value of a Client’s assets, assets allocated to cash or a
cash proxy, such as a money market account, will be included in the calculation of assets under management. Clients
will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the investment advisory
fee. Clients provide written authorization permitting advisory fees to be deducted by Ouellette to be paid directly from
their account[s] held by the Custodian as part of the investment advisory agreement and separate account forms
provided by the Custodian.

                                                   Ouellette Wealth Advisory, LLC
                                            35 Bedford Street, Suite 16, Lexington, MA 02420
                                            Phone: (781) 861-0766 Fax: (781) 862-5300
                                                          www.owmonline.com

Financial Planning and Consulting Services
Financial planning and consulting fees are invoiced by the Advisor and are due upon receipt. Clients are generally
required to provide an advance deposit of 50% of the cost of the financial plan. Such deposit will not exceed $2,500.00.

C. Other Fees and Expenses
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Item 7 – Types of Clients

Ouellette provides investment advisory services to individual, high net worth individuals, charitable organizations,
trusts, and estates. The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts
may change over time and are updated at least annually by the Advisor. Ouellette generally does not impose a
minimum relationship size.