TrueWealth Financial Partners LLC

Item 5 – Fees and Compensation

Investment Management
Fees are paid quarterly in advance and will generally not exceed 2.00% of assets under management unless the
scope, complexity, amount of time or expertise required warrant a higher fee. The account custodian
calculates the advisory fee based on the prior quarter end value, multiplied by the advisory fee divided by 360
and then multiplied by 90. The fee is deducted based on a separate written authorization between the custodian
and the Client.

   •   Clients will receive quarterly statements from the Custodian that provides details of the advisory fees.

   •   The investment advisory fee in the first period of service is pro-rated from the inception date of the
       account[s] to the end of the first quarter.

   •   If the advisory agreement is terminated before the end of the quarterly period, Client is entitled to a pro-
       rated refund of any pre-paid quarterly advisory fee based on the number of days remaining in the quarter
       after the termination date.

   •   Asset management fees are exclusive of and in addition to, brokerage fees, transaction fees, and other
       related costs and expenses.

   •   The firm will not have the authority or responsibility to value portfolio securities.

Financial Planning
The fee for financial planning can be based on an hourly or a fixed rate depending on the nature of the planning.
Fixed fees are generally paid 100% in advance. Hourly fees are generally charged as they are incurred.

   •   Hourly Fee: $150 to $350
   •   Fixed Fee: $1,000 to $4,000

The applicable fee is determined by the scope and complexity of a particular Client’s financial situation as well
as the amount of time and expertise required. In some cases, a fee greater or lesser then the typical fee range
may be warranted.

Mutual Fund Share Class Disclosures
TrueWealth Financial Partners, LLC strives to select the lowest cost share class available; however, certain mutual
fund share classes charge a 12b-1 fee that generally amounts to an additional .25% expense ratio or more. The
purpose of 12b-1 fees, as approved by the SEC, are to cover marketing expenses and shareholder services such

 ADV 2A – Firm Disclosure Brochure

as support services and “other expenses” such as legal, accounting and the administrative functions of the
custodian. When selecting a mutual fund, Investment Advisor Representatives have a fiduciary duty to choose
the share class that helps manage the overall fee structure of the account. The entire fee structure includes such
fees as the asset management fee, the expense ratio and ticket charges.

     •   Mutual funds typically offer multiple share classes, including lower-cost share classes that do not
         charge 12b-1 fees and are therefore usually less expensive.
     •   Investment Advisor Representatives will consider investing Client funds in 12b-1 fee-paying share
         classes even when a lower-cost share class is available as appropriate to account for the overall fee
         structure and tax considerations as well as attributes of a fund not available for lesser fees.

Compensation for Sales of Securities
TrueWealth Financial Partners, LLC does not receive commission compensation for advisory services.

Cash Holdings
Cash balances invested in LPL’s multi-bank insured cash account (ICA) program are invested in Federal Deposit
Insurance Corporation (FDIC) insured deposit accounts at one or more bank or other participating depository
institutions. However, clients receive the same interest rate across all ICA deposit accounts taken in the aggregate
based on a percentage of the average daily deposit balance. LPL receives a fee from the institutions participating
in the ICA program based on the value of advisory assets held in the ICA program. This fee could be higher than
the interest rate received by clients and/or could reduce the rate a client could receive elsewhere.

Other Fees and Expenses
Clients will incur transaction charges for trades executed in a non-Wrap Fee account. These transaction fees are
separate from our fees. Also, Clients will pay the following separately incurred expenses, which we do not
receive any part of: charges imposed directly by a mutual fund, index fund, or exchange traded fund which shall
be disclosed in the fund’s prospectus (i.e., fund management fees and other fund expenses). If a Client’s assets
are invested in mutual funds or other pooled investment products, Clients should be aware that there will be two
layers of advisory fees and expenses for those assets. Client will pay an advisory fee to the fund manager and
other expenses as a shareholder of the fund. Client will also pay Advisor the advisory fee with respect to those
assets. Most of the mutual funds available in the program may be purchased directly. Therefore, Clients could
generally avoid the second layer of fees by not using the management services of TrueWealth Financial Partners,
LLC and by making their own investment decisions. Further information regarding fees assessed by a mutual
fund is available in the appropriate prospectus.
Termination
This Agreement may be terminated, at any time, by either party, by written notice to the other party and billing
will be stopped as soon as reasonable efforts allow. In addition, the Client may terminate within five (5) business

 ADV 2A – Firm Disclosure Brochure

days of signing this Agreement at no cost to the Client. After the five-day period, the Client will incur charges for
bona fide advisory services rendered to the point of termination and such fees will be due and payable by the
Client. If fees are billed in advance, any un-earned, prepaid fees will be promptly refunded by the Advisor.

Item 7 – Types of Clients
The advisory services offered by TrueWealth Financial Partners, LLC are available for individuals and high net
worth clients.