Oxinas Partners LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid monthly, in advance of each month, pursuant to the terms of the agreement.
Investment advisory fees are based on the market value of assets under management at the end of the prior month.
Investment advisory fees range up to 2.40% annually based on several factors, including the complexity of the
services to be provided, the level of assets to be managed, and the overall relationship with the Advisor.
Relationships with multiple objectives, specific reporting requirements, portfolio restrictions, and other complexities
may be charged a higher fee.

The investment advisory fee in the first month of service is prorated from the inception date of the account[s] to the
end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Oxinas Partners will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuations to ensure accurate billing.

Clients may make additions to and withdrawals from their account[s] at any time. However, reconciliations are
performed every month to capture if, on any given day, assets are deposited into or withdrawn from an account
after the start of the monthly billing period. An adjustment will be made in the form of a credit or debit the
following month to reflect the interim change in portfolio value from the date of the deposit/withdrawal until the end
of the month.

The Advisor’s fee is exclusive of, and in addition to, any applicable securities transaction and custody fees and other
related costs and expenses described in Item 5.C. below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers
As noted in Item 4, the Advisor may implement all or a portion of a Client’s investment portfolio utilizing one or
more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation
from an Independent Manager. The Advisor will only earn its investment management fee as described above.
The Client will pay a separate fee to the applicable Independent Manager. For Clients who enter into contracts
directly with Independent Managers, the terms of such fee arrangements are included in the Independent
Manager’s disclosure brochure and applicable contract[s] with the Independent Manager. Independent Managers
typically do not offer any fee discounts but may have a breakpoint schedule that will reduce the fee with an
increased level of assets placed under management with an Independent Manager. The total blended fee,
including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.50% annually.

Adhesion Wealth – The Client may be required to enter into a separate agreement with Adhesion Wealth regarding
the assets allocated to Independent Managers on Adhesion Wealth’s TAMP Platform. The Client will pay a

                              Oxinas Partners, LLC dba Oxinas Partners Wealth Management
                                   607 N. Shore Drive, Suite 101, Jeffersonville, IN 47130
                                       Phone: (812) 725-8649 | Fax: (812) 920-0862
                                                 www.oxinaspartners.com

separate fee for services based on Adhesion Wealth’s disclosure brochure and applicable contract[s] with
Adhesion Wealth. Services offered through Adhesion Wealth are detailed in Item 4.B. above.

Third Party Access Platforms – For assets managed through a third-party platform, the Client is not charged any
additional platform fees. The Advisor bears the cost of the platform in order to service these Client assets. Advisory
fees apply to assets accessed and managed through the platform as part of the Client’s assets under
management, as disclosed above.

Financial Planning Services
Oxinas Partners offers standalone financial planning services on an hourly or fixed-fee basis. Hourly fees range up
to $250 per hour. Fixed fee engagements will be based on the expected hours to complete the engagement at the
hourly rate. Financial planning fees may be negotiable based on the nature and complexity of the services to be
provided and the overall relationship with the Advisor. An estimate for total hours and overall costs will be provided
to the Client prior to engaging for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.50%, billed monthly or
quarterly in advance of each month or calendar quarter, pursuant to the terms of the retirement plan advisory
agreement. Retirement plan fees are based on the market value of assets under management at the end of the prior
month. Fees may be negotiable depending on the size and complexity of the Plan.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] by
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective month. The amount due is calculated by applying the
monthly rate [(annual rate divided by the number of days in the year), multiplied by the number of days in the month]
to the total assets under management with Oxinas Partners at the end of the prior month. Clients will be provided
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Item 7 – Types of Clients

Oxinas Partners offers investment advisory services to individuals, high-net-worth individuals, trusts, estates,
small businesses, charitable organizations, and retirement plans. Oxinas Partners generally does not impose a
minimum relationship size.