Paladin Advisory Group LLC

Item 5 Fees and Compensation
Investment Management Services
We charge an advisory fee for investment management services based on an agreed-upon percentage of
assets we manage. Advisory fees are typically paid quarterly, in advance of each calendar quarter, based on
the asset value on the last trading day of the previous quarter.

The advisory fee charged to a client is influenced by the size and scope of the advisory relationship. Our current
maximum annual investment management fee is 1.35% for discretionary and non-discretionary investment
management services.

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your minor
children, joint accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in you paying a reduced advisory fee compared to each account
considered individually. At our discretion, we may elect to reduce or waive certain investment management fees
contained in the IMA.

If the IMA is executed at any time other than the first day of a calendar quarter, or if additional assets are
deposited into the client account during a quarter, our fees will apply on a pro-rata basis, which means that the
advisory fee is payable in proportion to the number of days in the quarter for which you are a client or the
additional assets are held in the account.

We do not require prepayment of any fee more than six months in advance and in excess of $1,200. We do not
charge “Performance Based Fees” which are fees based on a share of capital gains upon, or capital appreciation
of, the funds, or any portion of the funds of an advisory client.

Unless we agree to other payment arrangements, the IMA provides that we will deduct our fee directly from
your account through the qualified custodian holding your funds and securities. We will deduct our advisory fee
only when the following requirements are met:
    • You provide our firm with written authorization permitting the fees to be paid directly from your account
       held by the qualified custodian.
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all amounts
       dispersed from your account including the amount of the advisory fee paid directly to our firm.

If our disclosure Brochure - Part 2 of the Form ADV - is not delivered to you within 48 hours prior to you entering
into the investment management agreement, you may terminate the agreement within 5 business days of the
date of acceptance without any penalty. Where you received the disclosure documents 48 hours in advance or
if the five (5) business day grace period has expired, either party may terminate the agreement upon notice to
the other party. The investment management fee will be pro-rated for the quarter in which the cancellation notice
was given. Upon termination, any unearned fees will be refunded to you.

Financial Planning Services / Financial Consulting Services
For financial planning services, we charge either a fixed fee ranging from $500 to $25,000 or a maximum hourly
fee of $300 per hour. Our financial planning fees are negotiable depending upon the complexity and scope of
the plan, your financial situation, and your objectives. Fees for financial consulting services to High-Net-Worth
individuals or entities (as described in Item 4), will be separately negotiated based on the scope of the
engagement and services performed and can exceed the fee ranges outlined above.

We typically require that you pay 50% of the fixed fee in advance and the remaining portion upon the completion
of the services rendered. For our services charged on an hourly basis, we typically require payment upon
completion of services rendered. We may, in our sole discretion, negotiate other fee-paying arrangements with
you. We will not require prepayment of a fee more than six months in advance in excess of $1,200.

If our disclosure Brochure - Part 2 of the Form ADV - is not delivered to you within 48 hours prior to you entering
into the financial planning agreement, you may terminate the agreement within five (5) business days of the
date of acceptance without any penalty. Where you have received the disclosure documents 48 hours in
advance or if the five (5) business day grace period has expired, either party may terminate the agreement upon
notice to the other party. Upon termination of financial planning services, any prepaid but unearned fees will be
refunded, and any earned but unpaid fees will be due and payable.

Retirement Plan Consulting Fees
Our fees for retirement plan consulting are negotiated based on the tailored scope and complexity of each
individual engagement. Our compensation for retirement plan services can include the following structures: (i)
one-time flat fee or hourly charge; (ii) annual flat fee or hourly charge; and/or (iii) an agreed-upon fee based on a
percentage of the assets within the retirement plan. Our flat fees for retirement plan consulting services generally
range from $750 to $10,000, our standard hourly rate is $150, and our asset-based fee will not exceed 1.50%.
We do not charge “Performance Based Fees” which are fees based on a share of capital gains upon, or capital
appreciation of, the funds, or any portion of the funds of a Plan. Typically, our fees are either paid directly by the
Plan sponsor or charged against the Plan assets (or a combination). In cases where the fee is charged as a
percentage of assets within the Plan, the fee is generally charged on a quarterly basis, in advance, based on the
value of the Plan assets on the last day of the previous quarter. In the event a fee is charged against Plan assets,
it will be charged to each account pro-rata in proportion to overall Plan assets.

Additional Fees and Expenses
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Item 7 Types of Clients
We offer investment advisory services to individuals, retirement and profit-sharing plans, trusts, estates,
charitable organizations, corporations, and other business entities.

In general, we do not require a minimum dollar amount to open and maintain an advisory account; however, we
have the right to terminate our engagement if the assets are below a minimum size which, in our sole opinion,
is too small to effectively manage.