DWM Financial Group Inc

Item 5: Fees and Compensation

funds that do not pay revenue sharing fees. The client is under no obligation to utilize such
programs or mutual funds. Although many factors will influence the type of fund to be used, the
client should discuss with their investment adviser representative whether a share class from a
comparable mutual fund with a more favorable return to investors is available that does not
include the payment of any 12b-1 or revenue sharing fees given the client’s individual needs
and priorities and anticipated transaction costs. In addition, the receipt of such fees can create
conflicts of interest in instances where the custodian receives the entirety of the 12b-1 and/or
revenue sharing fees and takes the receipt of such fees into consideration in terms of benefits it
may elect to provide to the firm, even though such benefits may or may not benefit some or all
of the firm clients.

                   Part 2A of Form ADV: Detterbeck Wealth Management Brochure

Item 7: Types of Clients
Detterbeck Wealth Management provides advisory services to the following types of clients:
   ▪   Individuals (other than high net worth individuals)
   ▪   High net worth individuals
   ▪   Pension and profit sharing plans (plan participants only)
   ▪   Trusts, estates, or charitable organizations
   ▪   Corporations or business entities other than those listed above
A minimum of $1,000,000 of assets under management is required for the Total Wealth
Managing service. DWM may group certain related client accounts for the purpose of achieving
the minimum account size and determining the annualized fee. Detterbeck Wealth Management
reserves the right to waive the minimum account requirements.

                   Part 2A of Form ADV: Detterbeck Wealth Management Brochure