Peachcap Tax & Advisory LLC

Fees and Compensation - Item 5

Portfolio Management Services Fees
Please refer to Item 4 of our “Form ADV Part 2A, Appendix 1: Wrap Fee Program Brochure” for information about
our portfolio management fees.

Third-party Adviser Fees
Advisory fees charged by third-party investment advisers may be separate and apart from our advisory fees.
Advisory fees that you pay to third-party investment advisers are established and payable in accordance with the
Form ADV Brochure provided by each third-party investment adviser to whom you are referred. These fees may
or may not be negotiable. You should review the recommended third-party adviser’s brochure and take into
consideration their fees along with our fees to determine the total amount of fees charged to your account. In
some cases, we will share in the fee charged by the third-party adviser. Generally, the combined fee charged by
PCTA and the third-party adviser will be lower than 3% of Client assets under management. Clients are informed
that a combined fee in excess of 3% of assets under management is in excess of industry norm and similar advisory
services can be obtained for less. Depending on the third-party adviser, Clients may or may not be able to
negotiate the portion of the third-party adviser fee payable to PCTA.

You will be required to sign an agreement directly with the third-party adviser(s). You may terminate your
advisory relationship with the third-party adviser(s) according to the terms of your agreement with the third-
party adviser(s). You should review each adviser’s brochure for specific information on how you may terminate
your advisory relationship with the adviser and how you may receive a refund, if applicable. You should contact
the third-party adviser directly for questions regarding your advisory agreement with the third-party adviser.

Since our compensation may differ depending upon our individual agreement with each third-party adviser, we
have an incentive to recommend one third-party adviser over another third-party adviser with whom we have
less favorable compensation arrangements or other advisory programs offered by third-party advisers with which

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we have no compensation arrangements. At all times PCTA and its Associated Persons uphold their fiduciary duty
of fair dealing with Clients.

The third-party investment adviser may offer wrapped or non-wrapped pricing options. Wrap pricing structures
allow the Client to pay an all-inclusive fee for management, brokerage, clearance, custody, and administrative
services. In a non-wrap pricing structure, the third-party investment adviser’s fee may be separate from the
advisory fee charged by PCTA. Transaction costs may also be charged for the execution and clearance of advisory
transactions directed by such third-party investment advisory services. A complete description of the programs
and services provided, the amount of total fees, the payment structure, termination provisions and other aspects
of each program are detailed and disclosed in: i) the third-party investment adviser’s Form ADV Part 2A; ii) the
program wrap brochure (if applicable) or other applicable disclosure documents; iii) the disclosure documents of
the portfolio manager(s) selected; or, iv) the third-party investment adviser’s account opening documents. A copy
of all relevant disclosure documents of the third-party investment adviser and of the individual portfolio
manager(s) will be provided to anyone interested in these programs/managers.

Financial Planning Services Fees
PCTA provides its Clients financial planning and consulting services. Prior to engaging PCTA to provide consulting
services, the Client will be required to enter into a financial planning agreement with our firm. The Agreement
will set forth the terms and conditions of the engagement and describe the scope of the services to be provided
and the fee that is due from the Client. PCTA will charge a fixed fee and/or hourly fee for these services. We utilize
the following financial planning fee schedules:

    •    Fixed Fees: PCTA will charge a fixed fee of up to $10,000, for broad based planning services. In limited
         circumstances, the total cost could potentially exceed $10,000. In these cases, we will notify the Client
         and may request that the Client pay an additional fee.
    •    Hourly Fees: PCTA charges an hourly fee of up to $300 for Clients who request specific services (such as
         a modular plan or hourly consulting services).

Other fee payment arrangements may be negotiated with the Client on a case-by-case basis. All such
arrangements will be clearly set forth in the financial planning agreement signed by the Client and the firm. Fees
are payable as invoiced.

Either party may terminate the financial planning agreement by written notice to the other. In the event the
Client terminates PCTA’s financial planning services, the balance of any prepaid, unearned fees (if any) will be
promptly refunded to the Client. PCTA does not require the prepayment of over $1,200, six or more months in
advance.

IRA Rollover Considerations
As a normal extension of financial advice, we provide education or recommendations related to the rollover of
an employer-sponsored retirement plan. A plan participant leaving employment has several options. Each choice
offers advantages and disadvantages, depending on desired investment options and services, fees and expenses,
withdrawal options, required minimum distributions, tax treatment, and the investor's unique financial needs
and retirement plans. The complexity of these choices may lead an investor to seek assistance from us.

An Associated Person who recommends an investor roll over plan assets into an Individual Retirement Account
(“IRA”) may earn an asset-based fee as a result, but no compensation if assets are retained in the plan. Thus, we
...

Types of Clients - Item 7

We generally offer investment advisory services to individuals, pension and profit sharing plans and participants,
trusts, estates, foundations, charitable organizations, corporations, and other business entities.

PCTA does not require a minimum account size to establish an advisory relationship.

                      Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

PCTA advisors may use various methods to determine an appropriate investment strategy for your portfolio with
the goal of reducing risk and increasing performance in each customized portfolio. We seek to recommend
investment strategies or products that will give you a diversified portfolio consistent with your investment
objective. We do this by analyzing the various products, investment strategies, and money management firms to
which we provide access. That analysis includes a review of the structure, cost, and investment performance
history of each program.