Pittenger & Anderson Inc

Fees and Compensation.

P&A reserves the right to decline accounts that do not meet our minimums or that fall
outside our service model. Conversely, we may accept smaller accounts when they are
part of a broader client relationship, when we anticipate additional assets in the future,
or when other circumstances warrant.

Item 7 Types of Clients

Pittenger & Anderson, Inc. provides investment advisory and financial planning services to
a broad range of clients including, but not limited to:

   •   Individuals and families

   •   High net worth individuals and multi-generational family relationships

   •   Trusts and estates

   •   Foundations, endowments and other charitable organizations

   •   Corporations and other businesses entities

Our services are tailored to the investment objectives, risk tolerance, and financial
circumstances of each client.

                            Preferred Minimum Relationship Size

   •   Investment Management: P&A generally prefers a minimum of $1,000,000 in
       investable assets for new investment management relationships. We may waive
       or reduce this minimum at our discretion, particularly for existing clients, family
       members of existing clients, certain referrals, or in other circumstances deemed
       appropriate.

   •   Household Aggregation: For purposes of meeting minimums and applying fee
       breakpoints, accounts for members of the same household (e.g.,
       spouses/partners, and dependent children) are typically aggregated.

   •   Qualified Plans, Nonprofits, and Donor Advised Funds: As previously disclosed
       in Item 5, certain account types, such as donor advised funds, qualified retirement
       plans, or nonprofit organizations may be subject to different minimums or fee
       arrangements.

   •   Financial Planning-Only Clients: For clients who may not otherwise meet our
       investment minimums, but would like to work with P&A on the development of a
       financial plan, we may impose a flat financial plan-only fee as described in Item 5-
       Fees and Compensation.

P&A reserves the right to decline accounts that do not meet our minimums or that fall
outside our service model. Conversely, we may accept smaller accounts when they are
part of a broader client relationship, when we anticipate additional assets in the future,
or when other circumstances warrant.