Platform Wealth Management LLC

Item 5 – Fees and Compensation
In certain circumstances, all fees, account minimums and their applications to family circumstances
may be negotiable. Additionally, certain legacy clients are grandfathered in under previous fee
arrangements.

PWA has contracted with FPAS for services including trade processing, collection of management
fees, record maintenance, report preparation, marketing assistance, and research. PWA pays a fee
for FPAS’s services based on management fees paid to PWA on accounts that use FPAS. The fee paid
by PWA to FPAS consists of a portion of the fee paid by clients to PWA and varies based on the total
client assets participating in FPAS’s platform through PWA. These fees are not separately charged to
advisory clients.

The specific manner in which fees are charged by PWA is established in a client’s written agreement
with PWA. Investment Management and Employee Benefit Retirement Plan Services clients will be
invoiced in advance at the beginning of each calendar quarter based upon the value (market value
based on independent third-party sources or fair market value in the absence of market value; client
account balances on which PWA calculates fees may vary from account custodial statements based
on independent valuations and other accounting variances, including mechanisms for including
accrued interest in account statements) of the client’s account at the end of the previous quarter.
New accounts are charged a prorated fee for the remainder of the quarter in which the account is
incepted (typically date of first trade).

For Investment Management and Employee Benefit Retirement Plan Services, PWA will request
authority from the client to receive quarterly payments directly from the client's account held by an
independent custodian. Clients may provide written limited authorization to PWA or its designated
service provider, FPAS, to withdraw fees from the account. Clients will receive custodial statements
showing the advisory fees debited from their account(s). Certain third-party administrators will
calculate and debit PWA’s fee and remit such fee to PWA.

A client agreement may be cancelled at any time, by either party, for any reason upon receipt of
thirty (30) days’ written notice. Upon termination of any account, any prepaid, unearned fees will
be promptly refunded.

PWA’s fees are exclusive of brokerage commissions, transaction fees, and other related costs and
expenses which shall be incurred by the client. Clients may incur certain charges imposed by
custodians, brokers, third party investment and other third parties such as fees charged by

managers, custodial fees, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees,
and other fees and taxes on brokerage accounts and securities transactions. Mutual funds and
exchange traded funds also charge internal management fees, which are disclosed in a fund’s
prospectus. These fees will generally include a management fee and other fund expenses . All fees
paid to PWA for investment advisory services are separate and distinct from the fees and expenses
charged by mutual funds and ETFs to their shareholders.

Such charges, fees and commissions are exclusive of and in addition to PWA’s fee, and PWA shall
not receive any portion of these commissions, fees, and costs.

Advisory Fees

Investment Management Services:

The annual fee for investment management services will be charged as a percentage of assets
under management, according to the schedule below:

       Assets Under Management                                          Annual Fee (%)
 For the first amount up to $1,000,000                                     1.10%
 For the next amount from $1,000,001 - $5,000,000                          0.70%
 For the next amount from $5,000,001 - $10,000,000                         0.55%
 For the next amount from $10,000,001 - $20,000,000                        0.35%
 For the next amount from $20,000,001 and above                            0.25%

All relationships are subject to a $1,000,000 account minimum or $11,000 annual fee.

All accounts for members of the client’s family (husband, wife and dependent children) or related
businesses may be assessed fees based on the total balance of all accounts.

We may charge different fees to certain clients based on factors such as the date their account
was established or the terms of their original agreement. Legacy clients who established their
accounts prior to the current fee schedule may continue to pay fees that are lower than the fees
charged to new clients

Employee Benefit Retirement Plan Services:

The annual fee for plan services will be charged as a percentage of assets within the plan.

            Assets Under           FPAS’s Annual Fee       PWA’s Annual Fee             Total Fee
            Management
        On the first $1,000,000           0.20%                   0.70%                  0.90%
        On the next $4,000,000            0.15%                   0.45%                  0.60%
        On the next $5,000,000            0.08%                   0.25%                  0.33%
        On all amounts above              0.05%                   0.15%                  0.20%
             $10,000,000
* Employee benefit retirement plan services clients are subject to a minimum quarterly fee of $750.

Financial Planning Services:

Financial planning fees will be charged as follows: As a fixed fee, typically ranging from $2,500 -
$10,000, depending on the nature and complexity of each client’s circumstances and upon mutual
agreement with the client.

Consulting Services:

PWA charges an annual fee of 20 basis points for consulting services. The annual fee applied will
include assets where PWA is providing consulting, ongoing advisory and reporting services, but
does not have trading discretion.

Item 7 – Types of Clients

PWA provides services to individuals, qualified retirement plans, trusts, charitable organizations,
corporations and small businesses.

PWA generally requires a minimum account size of $100,000,000 or minimum annual fee of
$11,000 for Investment Management. Employee Benefit Retirement Plan Services clients are
subject to a minimum quarterly fee of $750. Account minimums may be waived at the discretion
of PWA.