Pollock Investment Advisors LLC

Fees and Compensation

 The Registrant typically charges clients for investment advisory services an asset-based
 fee, calculated as a percentage of the value of the client's assets under management with
 the Registrant, or a fixed fee. Under certain circumstances, the Registrant will provide
 investment advisory services on an hourly basis. The Registrant’s fees for investment
 advisory services are set forth in our investment advisory agreement with the client.
 For the asset-based fee, the annual fee shall be prorated and is typically charged
 monthly, in arrears, based upon the market value of the assets on the last day of the
 current month. The billable balance is based upon the custodian’s market value placed
 on the assets under management, including cash and cash equivalents. In absence of a
 custodial value, PIA and client agree to seek the opinion of an unaffiliated third party.
 At the Registrant’s discretion, fees will be charged quarterly.
 The annual fee shall vary depending upon the market value of the assets under
 management, and any breakpoints. Generally, the Registrant's fee schedule is as follows:

                        Assets Under Management                          Advisory Fees
                        $0 - $3,000,0000                                 1.00%
                        $3,000,000 - $5,000,000                           .80%
                        Over $5,000,000                                   .50%

Pollock Investment Advisors, LLC                                             IARD/CRD No: 153350
Form ADV Part 2A                                                            SEC File No.: 801- 71361
Brochure                                                                           January 20, 2026

 The Registrant, in its sole discretion, may negotiate to waive its stated account minimum or
 charge a lesser management fee based upon certain criteria (i.e., anticipated future earning
 capacity, anticipated future additional assets, dollar amount of assets to be managed, related
 accounts, account composition, pre-existing client, account retention, pro bono activities,
 etc.)

 The Registrant's Agreement and/or the separate agreements with SEI Private Trust
 Company, Fidelity, and/or TIAA (“SEI”, “Fidelity”, and/or "TIAA", or the
 “Custodian”), authorizes the Registrant through the Custodian to debit the client's
 account for the amount of the Registrant's fee and to directly remit that management fee
 to the Registrant in accordance with applicable custody rules. The Custodian(s)
 recommended by the Registrant have agreed to send a statement to the client, at least
 quarterly, indicating all amounts disbursed from the account including the amount
 of management fees paid directly to the Registrant.

 The client may make additions to and withdrawals from the account at any time, subject to
 the Registrant's right to terminate an account. Clients may withdraw account assets on notice
 to the Registrant, subject to the usual and customary securities settlement procedures.
 However, the Registrant designs its portfolios as long-term investments and assets
 withdrawals can impair the achievement of a client's investment objectives. Asset
 withdrawals can also have adverse tax consequences for clients.

 For the initial month or quarter of investment management services, the first advisory
 billing will typically be calculated on a pro-rata basis. The Agreement between the Registrant
 and the client will continue in effect until terminated by either party pursuant to the terms
 of the Agreement. The Registrant's fee shall be prorated through the date of termination
 and any remaining balance shall be charged or refunded to the client, as appropriate, in a
 timely manner.

 Third Party Money Management

 In addition to actively managing the Client’s assets, where appropriate, PIA will also place
 clients’ monies with a third-party money manager to act as a sub-adviser to the account,
 particularly in the area of fixed income management. In this arrangement, clients will be
 responsible for paying fees directly to the third-party money manager at its set rate. These
 fees will be in addition to the fees paid to the Registrant, and are established by the sub-
 adviser and detailed in quarterly account statements.

Pollock Investment Advisors, LLC                                               IARD/CRD No: 153350
Form ADV Part 2A                                                              SEC File No.: 801- 71361
Brochure                                                                             January 20, 2026

 Payment of Fees
 For the asset-based fee, the annual fee shall be prorated and charged monthly or
 quarterly, in arrears, based upon the market value of the assets on the last day of the
 current month/quarter. The billable balance is based upon the custodian’s market value
 placed on the assets under management. In absence of a custodial value, PIA and client
 agree to seek the opinion of an unaffiliated third party.

 Advisory fees are deducted from clients' assets as detailed in the Investment Advisory
 Agreement. The Registrant, in its sole discretion, will bill clients directly for fees incurred
 instead of deducting fees from client accounts.

 Select accounts will pay fees quarterly at the sole discretion of The Registrant.

 Please note:

     - Clients pay the transaction costs associated with management of the account,
       including transaction fees and charges imposed directly by a mutual fund or exchange
       traded fund in the account, which shall be disclosed in the fund's prospectus (e.g.,
       fund management fees and other fund expenses), deferred sales charges, odd-lot
       differentials, transfer taxes, wire transfer fees and other related expenses.
     - The Registrant shall not receive any portion of these commissions, fees, and costs,
       and they are in addition to Registrant's fees.
...

Types of Clients

 As a condition for starting and maintaining a relationship the Registrant has a minimum
 portfolio size of $500,000. The Registrant, in its sole discretion, may waive or raise its
 minimum portfolio amount, based upon certain criteria including anticipated future earning
 capacity, anticipated future additional assets, dollar amounts of assets to be managed, related
 accounts, account composition, pre-existing client, account retention, and pro bono activities.
 The Registrant shall only accept clients with less than the minimum portfolio size if, in the sole
 opinion of the Registrant, the smaller portfolio size will not cause a substantial increase of
 investment risk beyond the client's identified risk tolerance. The Registrant may aggregate the
 portfolios of family members to meet the minimum portfolio size and minimum annual fee.

 PIA generally provides investment advice and financial planning services to individuals,
 trusts, estates, charitable organizations, pension and profit-sharing accounts, as well as
 corporations and select business entities other than those listed above.

                                   Fees and Compensation

 The Registrant typically charges clients for investment advisory services an asset-based
 fee, calculated as a percentage of the value of the client's assets under management with
 the Registrant, or a fixed fee. Under certain circumstances, the Registrant will provide
 investment advisory services on an hourly basis. The Registrant’s fees for investment
 advisory services are set forth in our investment advisory agreement with the client.
 For the asset-based fee, the annual fee shall be prorated and is typically charged
 monthly, in arrears, based upon the market value of the assets on the last day of the
 current month. The billable balance is based upon the custodian’s market value placed
 on the assets under management, including cash and cash equivalents. In absence of a
 custodial value, PIA and client agree to seek the opinion of an unaffiliated third party.
 At the Registrant’s discretion, fees will be charged quarterly.
 The annual fee shall vary depending upon the market value of the assets under
 management, and any breakpoints. Generally, the Registrant's fee schedule is as follows:

                        Assets Under Management                          Advisory Fees
                        $0 - $3,000,0000                                 1.00%
                        $3,000,000 - $5,000,000                           .80%
                        Over $5,000,000                                   .50%

Pollock Investment Advisors, LLC                                             IARD/CRD No: 153350
Form ADV Part 2A                                                            SEC File No.: 801- 71361
Brochure                                                                           January 20, 2026

 The Registrant, in its sole discretion, may negotiate to waive its stated account minimum or
 charge a lesser management fee based upon certain criteria (i.e., anticipated future earning
 capacity, anticipated future additional assets, dollar amount of assets to be managed, related
 accounts, account composition, pre-existing client, account retention, pro bono activities,
 etc.)

 The Registrant's Agreement and/or the separate agreements with SEI Private Trust
 Company, Fidelity, and/or TIAA (“SEI”, “Fidelity”, and/or "TIAA", or the
 “Custodian”), authorizes the Registrant through the Custodian to debit the client's
 account for the amount of the Registrant's fee and to directly remit that management fee
 to the Registrant in accordance with applicable custody rules. The Custodian(s)
 recommended by the Registrant have agreed to send a statement to the client, at least
 quarterly, indicating all amounts disbursed from the account including the amount
 of management fees paid directly to the Registrant.

 The client may make additions to and withdrawals from the account at any time, subject to
 the Registrant's right to terminate an account. Clients may withdraw account assets on notice
 to the Registrant, subject to the usual and customary securities settlement procedures.
 However, the Registrant designs its portfolios as long-term investments and assets
 withdrawals can impair the achievement of a client's investment objectives. Asset
 withdrawals can also have adverse tax consequences for clients.

 For the initial month or quarter of investment management services, the first advisory
 billing will typically be calculated on a pro-rata basis. The Agreement between the Registrant
 and the client will continue in effect until terminated by either party pursuant to the terms
 of the Agreement. The Registrant's fee shall be prorated through the date of termination
 and any remaining balance shall be charged or refunded to the client, as appropriate, in a
 timely manner.

 Third Party Money Management

 In addition to actively managing the Client’s assets, where appropriate, PIA will also place
 clients’ monies with a third-party money manager to act as a sub-adviser to the account,
 particularly in the area of fixed income management. In this arrangement, clients will be
 responsible for paying fees directly to the third-party money manager at its set rate. These
 fees will be in addition to the fees paid to the Registrant, and are established by the sub-
 adviser and detailed in quarterly account statements.

Pollock Investment Advisors, LLC                                               IARD/CRD No: 153350
Form ADV Part 2A                                                              SEC File No.: 801- 71361
Brochure                                                                             January 20, 2026

 Payment of Fees
 For the asset-based fee, the annual fee shall be prorated and charged monthly or
 quarterly, in arrears, based upon the market value of the assets on the last day of the
...