Prosperitas Financial LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Asset Management:

The maximum annual fee charged for this service will not exceed 2.00%. The specific fee arrangement
will be outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a
pro-rata basis monthly in advance based on the value of the account(s) on the last day of the previous
month. Fees are negotiable. Our firm bills on cash unless otherwise agreed to in writing. In rare cases,
our firm will agree to directly invoice. Fees will typically be deducted from client account(s). As part
of the fee deduction process, clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these terms.
    c) Our firm will send an invoice directly to the custodian.
    d) If our firm sends a copy of our invoice to the client, our invoice will include a disclosure urging
       the client to compare the information provided in our statement with those from the qualified
       custodian.

The maximum annual fee charged to clients utilizing third party money managers will not exceed
2.40%. Our firm will debit fees for this service as disclosed in the executed advisory agreement
between the client and our firm. This fee shall be in addition to any fees assessed by the chosen third
party money manager. The third party money managers that we select will not directly charge you a
higher fee than they would have charged without us introducing you to them. Third party money
managers establish and maintain their own separate billing processes over which we have no control.
They will directly bill you and describe how this works in their separate written disclosure
documents.

For assets held at a custodian that is not directly accessible by our firm (such as 401k assets), we
may, but are not required to, manage these held away accounts using the Pontera Order Management
System ("Pontera"). Pontera allows our firm to view and manage such assets. Clients will give our
firm written authorization to deduct the fee from another non-qualified account managed by our
firm. If there are insufficient funds available in another client account or our firm believes that

ADV Part 2A – Firm Brochure                     Page 7                               Prosperitas Financial, LLC

deducting the advisory fee from another client account would be prohibited by applicable law, we
will invoice the client directly. Our firm will charge an advisory fee for managing Pontera accounts in
accordance with the client’s fee schedule in effect. Pontera charges a 0.25% fee for those assets. This
fee is separate from and in addition to our fee.

Comprehensive Portfolio Management:

The maximum annual fee charged for this service will not exceed 2.00%. The specific fee arrangement
will be outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a
pro-rata basis monthly in advance based on the value of the account(s) on the last day of the previous
month. Fees are negotiable. Our firm bills on cash unless otherwise agreed to in writing. In rare cases,
our firm will agree to directly invoice. Fees will typically be deducted from client account(s). As part
of the fee deduction process, clients understand the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the assets and all account disbursements, including the
       amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these terms.
    c) Our firm will send an invoice directly to the custodian.
    d) If our firm sends a copy of our invoice to the client, our invoice will include a disclosure urging
       the client to compare the information provided in our statement with those from the qualified
       custodian.

The maximum annual fee charged to clients utilizing third party money managers will not exceed
2.40%. Our firm will debit fees for this service as disclosed in the executed advisory agreement
between the client and our firm. This fee shall be in addition to any fees assessed by the chosen third
party money manager. The third party money managers that we select will not directly charge you a
higher fee than they would have charged without us introducing you to them. Third party money
managers establish and maintain their own separate billing processes over which we have no control.
In general, they will directly bill you and describe how this works in their separate written disclosure
documents.

For assets held at a custodian that is not directly accessible by our firm (such as 401k assets), we
may, but are not required to, manage these held away accounts using the Pontera Order Management
System ("Pontera"). Pontera allows our firm to view and manage such assets. Clients will give our
firm written authorization to deduct the fee from another non-qualified account managed by our
firm. If there are insufficient funds available in another client account or our firm believes that
deducting the advisory fee from another client account would be prohibited by applicable law, we
will invoice the client directly. Our firm will charge an advisory fee for managing Pontera accounts in
accordance with the client’s fee schedule in effect. Pontera charges a 0.25% fee for those assets. This
fee is separate from and in addition to our fee.

Financial Planning & Consulting:

Our firm charges on an hourly fee basis for financial planning and consulting services. The total
estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:

ADV Part 2A – Firm Brochure                    Page 10                               Prosperitas Financial, LLC

    •    Individuals and High Net Worth Individuals
    •    Trusts, Estates or Charitable Organizations
    •    Pension and Profit Sharing Plans
    •    Corporations, Limited Liability Companies and/or Other Business Types

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
us.