Quantum Financial Advisors LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Comprehensive Portfolio Management:

Quantum provides investment management services for an annual fee based upon a
percentage of the market value of the assets being managed by Quantum. Our standard
annual fee schedule is as follows:

 Portfolio Value                                Base Fee
 Up to $3,000,000                               1.00%
 $3,000,001-$5,000,000                          0.75%
 $5,000,001-$15,000,000                         0.50%
 Above $15,000,000                              0.25%

Our firm’s maximum annual fee charged for this service will not exceed 1.25%. Fees to be
assessed will be outlined in the advisory agreement to be signed by the client. Our firm
may charge an additional fee for financial planning and consulting services to clients if their
annual fee is less than $15,000. The combined fee in those cases will not exceed $15,000.
Annualized fees are billed on a pro-rata basis monthly in advance based on the value of
the account(s) on the last day of the previous month. Fees are negotiable and will be
deducted from client account(s). Our firm offers direct invoicing on a case-by-case basis.

Our firm recommends SMAs in certain cases. The selected manager’s fees are separate
from and in addition to our firm’s fees. The combined maximum fee for clients utilizing SMAs
and our firm’s fees will not exceed 1.30%. Exact fees and fee-paying arrangements charged
by SMA’s will be disclosed in the SMA’s advisory agreement (that is separate from our
firm’s), Firm Brochure, or other disclosure document(s). The SMA’s fees will be deducted
directly from the clients’ account. Our firm does not receive a portion of these fees and the
SMAs’ fees do not have any bearing on the fee our firm charges for our services.

Client understands the following about the automatic fee deduction process:

    a) The client’s independent custodian sends statements at least quarterly showing the
       market values for each security included in the assets and all account
       disbursements, including the amount of the advisory fees paid to our firm.
    b) Clients will provide authorization permitting our firm to be directly paid by these
       terms. Our firm will send an invoice directly to the custodian.
    c) If our firm sends a copy of our invoice to the client or makes a copy of our invoice
       accessible via a client portal, our invoice will include a disclosure urging the client
       to compare the information provided in our statement with those from the qualified
       custodian.

ADV Part 2A – Firm Brochure                 Page 11                  Quantum Financial Advisors, LLC

For individual retail (i.e., non-institutional) clients, Quantum' annual investment advisory fee
shall generally (exceptions can occur-see below) include investment advisory services,
and, to the extent specifically requested by the client, financial planning and consulting
services. In the event that the client requires extraordinary planning and/or consultation
services (to be determined in the sole discretion of Quantum), Quantum may determine to
charge for such additional services, the dollar amount of which shall be set forth in a
separate written notice to the client.

Negotiable Fees
Quantum, at its discretion, may charge a lesser investment advisory fee, charge a flat fee,
waive its fee entirely, or charge a fee on a different interval, based upon certain criteria (i.e.
anticipated future earning capacity, anticipated future additional assets, the dollar amount
of assets to be managed, related accounts, account composition, the complexity of the
engagement, anticipated services to be rendered, grandfathered fee schedules,
employees and family members, courtesy accounts, competition, negotiations with client,
etc.). As a result of the above, similarly situated clients could pay different fees. In addition,
similar advisory services may be available from other investment advisers for similar or
lower fees.

Billing on Margin
Unless otherwise agreed in writing, the gross amount of assets in the client’s account,
excluding margin balances, are included as part of assets under management for purposes
of calculating the firm’s advisory fee. Clients should note that excluding margin balances
will decrease total assets under management used to calculate advisory fees which will in
turn decrease the amount of fees collected by our firm. This practice creates a conflict of
interest in that our firm has incentive to exclude margin in order to decrease the amount of
billable assets. At all times, the firm and its Associated Persons strive to uphold their
fiduciary duty of fair dealing with clients.

Cash Flows
Clients may make additions to and withdrawals from their account at any time, subject to
Quantum’s right to terminate an account. Additions may be in cash or securities provided
that Quantum reserves the right to liquidate any transferred securities or decline to accept
particular securities into a client’s account. Clients may withdraw account assets on notice
to Quantum, subject to the usual and customary securities settlement procedures.
However, Quantum designs its portfolios as long-term investments, and the withdrawal of
assets may impair the achievement of a client’s investment objectives. Quantum may
consult with its clients about the options and ramifications of transferring securities.
However, clients are advised that when transferred securities are liquidated, they are
subject to transaction fees, fees assessed at the mutual fund level (i.e., contingent deferred
sales charge) and/or tax ramifications. If assets are deposited into or withdrawn from an
account after the inception of a month, the fee payable with respect to such assets will not
be adjusted or prorated based on the number of days remaining in the month.

Cash Positions
...

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients: Individuals, Families and High Net Worth
Individuals; Trusts, Estates and Charitable Organizations; Pension and Profit Sharing Plans;
Corporations, Limited Liability Companies and/or Other Business Types

Our firm does not impose requirements for opening and maintaining accounts or otherwise
engaging us. However, our firm may charge an additional fee for financial planning and
consulting services for clients who engage us for Comprehensive Portfolio Management
services if their annual fee is less than $15,000. Please see Item 5 of this Brochure for more
information about this fee. Our firm, in its sole discretion, may waive this requirement or
additional fee based upon certain criteria including anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related
accounts, account composition, pre-existing client, account retention, and pro bono
activities.

ADV Part 2A – Firm Brochure                 Page 15                  Quantum Financial Advisors, LLC