Rabenold Advisors Inc

ITEM	5	-	FEES	AND	COMPENSATION

Rabenold	 Advisors,	 Inc.,	 generates	 revenue	 from	 Client	 fees.	 Our	 comprehensive	 planning	 and
investment	management	services	are	intended	to	offer	a	broad	engagement	that	includes	financial
planning	 assistance,	 investment	 management	 and	 estate	 planning.	 These	 services	 tend	 to	 be
delivered	 in	 segments	 over	 the	 life	 of	 the	 relationship	 rather	 than	 in	 the	 form	 of	 a	 single
comprehensive	plan.	We	consider	financial	planning	to	be	a	process	rather	than	a	specific	document
description.

Our	advisory	fees	are	derived	from	the	following	fee	schedule	expressed	in	annualized	terms:

   •   Fee	Schedule:	1.00%	on	the	first	$2,000,000;	0.75%	on	the	next	$3,000,000;	0.50%	over	$5,000,000.
   •   Our	firm	calculates	a	quarterly	fee	as	follows:	$1,000,000	x	1.00%	÷	4	=	$2,500;	Total	Quarterly	Fee	on	a
       portfolio	market	value	of	$1,000,000:	$2,500.

The	advisory	fee	is	billed	quarterly,	in	advance,	in	an	amount	determined	by	applying	the	annual	rate
to	the	portfolio	market	value	on	the	last	business	day	prior	to	the	quarterly	billing	period.
Adjustments	will	be	made	to	the	fee	during	the	quarter	for	deposits	and	withdrawals.	The	Client	has
the	choice	to	be	billed	directly	for	our	services	or	may	choose	to	have	the	fee	deducted	directly
from	their	account.	Under	certain	circumstances,	fees	may	be	negotiable.

The	Client	may	terminate	the	agreement	at	any	time	by	written	notice	to	the	firm	or	withdrawing
the	limited	trading	authorization	with	the	custodian.	A	prorated	fee	is	refunded	to	the	Client	or
payable	to	the	custodial	account	accordingly.	Rabenold	Advisors,	Inc.	can	terminate	the	agreement
at	any	time	by	so	advising	the	Client	in	writing	or	electronically.

Form ADV: Part 2, Page 6 of 18
Rabenold Advisors, Inc.
Dated: March 4, 2026

Rabenold	Advisors,	Inc.	does	not	have	a	minimum	annual	fee	or	minimum	account	size.	If	the	Client
chooses	to	pay	by	invoice,	they	will	receive	that	with	their	quarterly	statement.

Rabenold	 Advisors,	 Inc.	 does	 not	 accept	 soft	 dollar	 commissions.	 Although	 other	 registered
investment	 advisors	 accept	 soft	 dollar	 commissions,	 Rabenold	 Advisors,	 Inc.’s	 policy	 specifically
prohibits	receiving	soft	dollar	commissions.

OTHER	 COSTS	 THAT	 EACH	 CLIENT	 SHOULD	 ANTICIPATE	 AND	 UNDERSTAND

As	part	of	our	investment	advisory	services	to	you,	we	may	invest,	or	recommend	that	you	invest,	in
mutual	 funds	 and	 exchange-traded	 funds.	 The	 fees	 that	 you	 pay	 to	 Rabenold	 Advisors,	 Inc.	 for
investment	advisory	services	are	separate	and	distinct	from	the	fees	and	expenses	charged	by	mutual
funds	or	exchange	traded	funds	(described	in	each	fund's	prospectus)	to	their	shareholders.	 These
fees	will	generally	include	a	management	fee	and	other	fund	expenses.	You	may	also	incur	transaction
charges	 and/or	 brokerage	 fees	 when	 purchasing	 or	 selling	 securities.	 These	 charges	 and	 fees	 are
typically	imposed	 by	 the	 broker-dealer	 or	 custodian	 through	 which	 your	 account	 transactions	 are
executed.	We	do	not	share	in	any	portion	of	the	brokerage	fees/transaction	charges	imposed	by	the
broker-dealer	or	custodian.	 To	fully	understand	the	total	cost	you	will	incur,	you	should	review	all
the	fees	charged	by	mutual	funds,	exchange	traded	funds,	our	firm	and	others.

Mr.	Rabenold	is	a	registered	representative	with	LPL	Financial	("LPL"),	a	securities	broker-dealer	and
a	 Member	 of	 the	 Financial	 Industry	 Regulatory	 Authority	 and	 the	 Securities	 Investor	 Protection
Corporation.	 In	 his	 capacity	 as	 registered	 representative,	 Mr.	 Rabenold	 will	 receive	 commission-
based	compensation	in	connection	with	the	purchase	and	sale	of	securities,	including	12b-1	fees	for
the	sale	of	investment	company	products.	 Compensation	earned	by	Mr.	Rabenold	in	his	capacity	as	a
registered	representative	is	separate	and	in	addition	to	our	advisory	fees.	 This	practice	presents	a
conflict	 of	 interest	 because	 Mr.	 Rabenold	 has	 an	 incentive	 to	 effect	 securities	 transactions	 for	 the
purpose	of	generating	commissions	rather	than	solely	based	on	your	needs.

However,	you	are	under	no	obligation,	contractually	or	otherwise,	to	purchase	securities	products
through	Mr.	Rabenold.

Mr.	 Rabenold	 is	 also	 licensed	 as	 an	 independent	 insurance	 agent.	 He	 will	 earn	 commission-based
compensation	 for	 selling	 insurance	 products,	 including	 insurance	 products	 he	 may	 sell	 to	 you.
Insurance	commissions	earned	by	Mr.	Rabenold	are	separate	and	in	addition	to	our	advisory	fees.
This	 practice	 presents	 a	 conflict	 of	 interest	 because	 Mr.	 Rabenold	 has	 an	 incentive	 to	 recommend
insurance	products	to	you	for	the	purpose	of	generating	commissions	rather	than	solely	based	on
your	needs.	 However,	you	are	under	no	obligation,	contractually	or	otherwise,	to	purchase	insurance
products	through	Mr.	Rabenold.

Any	 material	 conflicts	 of	 interest	 between	 you	 and	 Rabenold	 Advisors,	 Inc.	 are	 disclosed	 in	 this
Brochure.	If,	at	any	time,	additional	material	conflicts	of	interest	develop,	Rabenold	Advisors,	Inc.	will
provide	you	with	written	notification	of	the	material	conflict	of	interest	or	an	updated	Brochure.

Form ADV: Part 2, Page 7 of 18
Rabenold Advisors, Inc.
Dated: March 4, 2026

PLANNING	ONLY	ENGAGEMENTS

From	time	to	time,	Rabenold	Advisors,	Inc.	will	accept	“planning	only	engagements”	which	are	limited
to	financial	planning	analysis	and	recommendations.	The	fees	for	this	type	of	engagement	range	in
cost	depending	upon	the	scope	of	the	Client’s	needs	and	are	determined	with	the	Client	on	 a	case-by-
case	 basis	 and	 will	 be	 billed	 to	 the	 Client	 upon	 delivery	 of	 the	 financial	 planning	 analysis	 and/or
recommendations.	 Whether	 or	 not	 these	 engagements	 are	 accepted	 depends	 upon	 resource
availability	as	well	as	our	assessment	of	the	value	of	such	an	engagement	to	the	Client.

ITEM	7	-	TYPES	OF	CLIENTS

Rabenold	Advisors,	Inc.	is	an	investment	advisory	firm	providing	financial	planning	services,	advice
and	investment	management	services	to	individuals	and	families.	Rabenold	Advisors,	Inc.,	imposes
no	minimums	to	open	or	maintain	an	account.