RD Lewis Holdings Inc

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

                                               RD Lewis Wealth Management
                                   253 North Orlando Avenue, Suite 302, Maitland, FL 32751
                                        Phone: (407) 446-3737 * Fax: (407) 250-7010

A. Fees for Advisory Services
Investment Management Services
Investment management fees are paid monthly, in advance of each calendar month, based on the market value of
assets under management at the end of the prior calendar month. Investment management fees range up to 1.20%
depending on the size and complexity of the Client relationship. Client relationships with multiple investment
objectives, frequent rebalancing needs, and other complexities may be charged a higher fee. Certain legacy Clients
may have fees that differ from the above fee range.

The investment management fee in the first calendar month of service is prorated to the inception date of the
account[s] to the end of the first month. Investment advisory fees are negotiable at the sole discretion of the
Advisor. All securities held in a portfolio managed by RD Lewis will be independently valued by the Custodian. RD
Lewis will conduct periodic reviews of the Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
RD Lewis offers financial planning services at an hourly rate ranging from $125 to $250. Fees may be negotiable
based on the nature and complexity of the services to be provided and the overall relationship with the Advisor. An
estimate for total hours and overall costs will be provided to the Client prior to engaging for these services.

B. Fee Billing
Investment Management Services
Investment management fees will be calculated by the Advisor and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send a monthly invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s]. The amount due is calculated by applying the monthly rate (annual rate
divided by 12) to the total assets under management with RD Lewis at the end of the prior month. The Advisor will
then adjust fees for any additions or withdrawals in the account[s]. Clients will receive independent statements from
the Custodian no less frequently than quarterly. Clients provide written authorization permitting advisory fees to be
deducted by RD Lewis to be paid directly from their account[s] held by the Custodian as part of the investment
advisory agreement and separate account forms provided by the Custodian. It is the responsibility of the Client to
verify the accuracy of these fees as listed on the custodian’s brokerage statement as the custodian does not
assume this responsibility.

Financial Planning Services
Financial planning fees shall be invoiced upon completion of the agreed upon deliverable[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than RD Lewis, in connection with
investment made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The investment advisory fee charged by RD Lewis is
separate and distinct from these custody and execution fees.

In addition, all fees paid to RD Lewis for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible
distribution fee. A Client may be able to invest in these products directly, without the services of RD Lewis, but
would not receive the services provided by RD Lewis which are designed, among other things, to assist the Client
in determining which products or services are most appropriate to each Client’s financial condition and objectives.
Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by RD Lewis to
fully understand the total fees to be paid.

                                              RD Lewis Wealth Management
                                  253 North Orlando Avenue, Suite 302, Maitland, FL 32751
                                       Phone: (407) 446-3737 * Fax: (407) 250-7010

D. Advance Payment of Fees and Termination
Investment Management Services
RD Lewis is compensated for its services in advance of the month in which investment management services are
rendered. Either party may terminate the investment advisory agreement, at any time, by providing advance written
notice to the other party. The Client may also terminate the investment agreement within five (5) business days of
signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will incur charges for
bona fide advisory services rendered to the point of termination and such fees will be due and payable by the
Client. Upon termination, the Advisor will refund any unearned, prepaid investment advisory fees from the
effective date of termination to the end of the month. The Client’s investment advisory agreement with the Advisor
is non-transferable without Client’s prior consent.

Financial Planning Services
...

Item 7 – Types of Clients
RD Lewis provides investment management services to individuals, high net worth individuals, families, trusts,
and estates. The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts
may change over time and are updated at least annually by the Advisor.	RD Lewis does not impose a minimum
relationship size for its advisory services.