Rehmann Capital Advisory Group LLC

Item 5: Fees and Compensation discuss how we are compensated for our advisory services.

You should also be aware of and consider potential conflicts of interest related to indirect forms of
compensation and benefits that we and our Advisors may receive from third parties (such as mutual fund
managers, third party asset managers, and through our executing brokers) in connection with the sale of
investment products and services to clients. These forms of compensation are in addition to client
advisory fees we receive and may impact the recommendations that are made to you. To manage these
conflicts, our security trades are reviewed for suitability by an appointed supervisor. You are encouraged
to ask us about any of the conflicts presented below. We want you to note the following:

General: Some third-party managers set limits on the fees that can be charged, and some will have higher
limits than others. This may create an incentive for us to recommend advisory services or programs with
higher limits. In addition, some sponsors may charge us usage fees and other expenses to use their
advisory programs. This would decrease the amount of money we make when offering investment advice
to you. This would also create an incentive to provide you with advisory programs and services that are
cheaper for us to use but may not be as suitable for your needs.

Mutual Funds: Our Advisors may participate in programs that reduce or waive transaction charges for
purchasing certain securities. This may provide us with incentive to invest your account in these securities
over securities that do not participate in these programs to reduce our transaction costs even if such
investments may not always be suitable for your account.

Training / Education: Third party managers, custodians and/or broker-dealers may provide our Advisors
with the opportunity to attend training events or educational conferences. They may cover all or a portion
of the cost of the event, travel, meals and lodging expenses for the attendees. Payment/reimbursement of
these expenses is not contingent upon the sale of any specific securities. Our Advisors may have the
incentive to recommend the firms that offer these opportunities over those that do not. Some custodians
may also cover some of the costs of meetings we hold for our Advisors. This may provide us with an
incentive to place business with that custodian. Our Advisors are required to disclose such events on an

March 2026                                                                              Rehmann Wealth

annual basis. Please see Item 12: Brokerage Practices – Other Economic Benefits for non-cash
compensation we may receive from the custodians we use.

Item 7: Types of Clients

Our Advisors provide investment advisory services to a variety of clients. Below are examples of some of
those clients:

•       Individuals, Trusts, and Families
•       High Net Worth Individuals
•       Banking and/or Thrift Institutions
•       State and/or Municipal Government Entities
•       Pension and Profit-Sharing Plans
•       Charitable Organizations
•       Corporations
•       Insurance Companies

All clients are required to enter into an agreement with Rehmann Wealth prior to the provision of any
services. Please refer to Item 5 for more information pertaining to fees.