Stockman Wealth Management Inc

Item 5          Fees and Compensation
INVESTMENT SUPERVISORY SERVICE S

INSTITUTIONAL/BANK PORTFOLIO MANAGEMENT FEES
Our annual fees for Investment Supervisory Services are based the financial institution’s (bank client’s) footings as of
December 31 on the preceding year. The fee is based on a sliding scale and general charges are:

                $250 per million of bank footings for first $25 million
                $200 per million of bank footings for next $25 million
                $150 per million of bank footings for next $25 million
                $100 per million of bank footings for next $75 million thereafter
                * Minimum fee of $3,000 per year

INDIVIDUAL PORTFOLIO MANAGEMENT FEES
Our annual fee for Individual Portfolio Management Services is based upon a percentage of assets under management,
according to the following schedule:

Standard Fee Schedule:

The Total Asset Value Fee is as follows:
.80% on the first $5,000,000
.50% on additional assets above $5,000,000
The Total Asset Value Fee is determined on the aggregate portfolio value.

The annual fees are based upon a percentage of the market value of assets under management at the end of each
calendar quarter. The amount of the fee will be billed in advance on the first day of each calendar quarter based upon
the account market value at the end of the preceding quarter. However, no account prepays more than 90 days in
advance. We require a minimum account size of $250,000, that can be waived or negotiated. We do not charge a
minimum fee. Although new accounts are subject to fees charged in advance, there are some legacy accounts in which
fees are charged in arrears. Some legacy accounts allow for margin, although they have margin capability, margin
balances are not included in their valuation for the purpose of fee calculations. Cash and cash equivalent balances are
are included in fee calculations.

Limited Negotiability of Advisory Fees: Although Stockman Wealth Management has established the above fee
schedule, we retain the right to negotiate alternative fees on a client-by-client basis. Client facts, circumstances, and
needs can be considered in determining the fee schedule and method of payment. Other factors which can be
considered include but are not limited to the complexity of the client, assets to be placed under management,

anticipated future additional assets, related accounts, portfolio style, account composition, and requisite reporting. The
specific annual fee schedule will be identified in the contract between Stockman Wealth management and each client.
Discounts, not generally available to our advisory clients, are offered to family members and/or close personal relations
to associated persons of our firm.

FINANCIAL PLANNING FEES
Stockman Wealth Management assesses a financial planning fee based on the nature of the services being provided and
the complexity of each client's circumstances. All fees are agreed upon prior to entering into a contract with any client.

Our financial planning fees are billed and charged on a fixed fee basis, typically $2,500. However, Stockman Wealth
Management reserves the right to assess a greater fee for financial planning services based on the complexity of the
client’s circumstances.

The fees for financial planning services will be charged on a flat fee basis of $2,500. An invoice for fees owed will be sent
to the client within 10 days of receiving the signed Engagement Letter.

Financial Planning Fee Offset: Stockman Wealth Management reserves the right to reduce or waive its financial
planning fee if a client chooses to engage us for our portfolio management services.

401(k) PLAN ADVISORY SERVICES FEES
401(k) plan advisory service fees are paid quarterly. Any unearned fee is refunded to the client on a prorated basis. Fees
will be invoiced to the plan sponsor or deducted from the plan assets as directed by the plan sponsor.

Stockman Wealth Management and its employees do not receive compensation of any kind for recommending or using
different types of investment products.

AUTOMATED INVESTMENT PROGRAM
The Total Asset Value Fee is as follows:
.80% on the first $5,000,000
.50% on additional assets above $5,000,000
The Total Asset Value Fee is determined on the aggregate portfolio value.

The annual fees are based upon a percentage of the market value of assets under management at the end of each
calendar quarter. The amount of the fee will be billed in advance on the first day of each calendar quarter based upon
the account market value at the end of the preceding quarter. However, no account prepays more than 90 days in
advance. We require a minimum account size of $250,000, that can be waived or negotiated. We do not charge a
minimum fee.

"OTHER" SERVICES FEES
Stockman Wealth Management provides asset/liability modeling utilizing a third-party model. The model is provided to
our bank clients for an additional fee. This fee is approximately $2,400 per year but can vary depending on the specific
circumstances of each client. Stockman Wealth Management retains the right to negotiate fees on a client-by-client
basis. Additionally, this service is offered to non-bank clients for a fee of $3,000 per year. Clients will receive a quarterly
invoice for these services upon completion of the client's Asset Liability Report. These fees are not directly debited from
the client’s account.

ADDITIONAL FEE INFORMATION
Mutual Fund Fees: All fees paid to Stockman Wealth Management for investment advisory services are separate and
distinct from the fees and expenses charged by mutual funds and/or ETFs to their shareholders. These fees and expenses
are described in each fund's prospectus and will generally include a management fee, other fund expenses, and a
possible commission. Stockman Wealth Management strives to minimize these costs as much as possible when utilizing
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Item 7         Types of Clients
For Investment Advisory Services and Individual Portfolio Management, Stockman Wealth Management provides
advisory services to the following types of clients:

    •       Individuals (other than high net worth individuals),
    •       High net worth individuals,
    •       Trusts,
    •       Pension and profit-sharing plans (other than plan participants),
    •       Charitable organizations,
    •       Banks, Corporations, or other businesses not listed above, and
    •       State or municipal government entities.
    •       Insurance Companies
    •       Not For Profits Non-Charitable

As previously disclosed in Item 5, our firm has established certain initial minimum account requirements, based on the
nature of the service(s) being provided. For a more detailed understanding of those requirements, please review the
disclosures provided.