REI Wealth Management LLC

Item 5 Fees and Compensation
The annual advisory fee is generally based upon a percentage of the market value of assets placed
under our management. The annualized fee (the "Fee") for the advisory services to be provided by REI
advisors is set forth in the agreement with the Client. Client's actual fee may be higher or lower than
the standard fee schedules below, based on a number of factors including but not limited to: the
number of accounts / portfolios, size of the aggregate assets under management, relationship to other
Clients or accounts, or the potential for additional contributions or assets managed, among others.

The REI advisory fee is inclusive of all investment and wealth management services. The standard
annual Client advisory fee schedule is as follows:

                   Assets Managed                          Annual Advisory Fee
                   First $1.0 million                      1.00%
                   First $4.0 million                      0.75%
                   Next $5.0 million (up to $10 million)
                                                           0.50%
                   Assets over $10 million                 Negotiated on all assets

                                    For fixed income only accounts:

                   Assets Managed                          Annual Advisory Fee
                   First $1.0 million                      0.50%
                   First $4.0 million                      0.40%
                   Next $5.0 million (up to $10 million)
                                                           0.30%
                   Assets over $10 million                 Negotiated on all assets

These fee schedules are "blended". As an example, for a non-fixed income account or relationship, a
$6 million portfolio would be charged 1.00% on the first $1 million of assets and then 0.75% on the
next $4 million of assets and 0.50% on the remaining $1 million. For fixed income only accounts or
relationships, the fee is 0.50% on the first $1 million, 0.40% on the next $4 millionn, and then 0.30% on
the remaining amount over $5 million, etc.

REI's minimum annual advisory fee is $5,000.

Billing.
Fees are generally billed quarterly in advance. The fees for each full calendar quarter are based upon
the balance of the account as of the last day of the previous quarter. Fees are billed on the first day of
the new calendar quarter. Upon termination of an advisory agreement REI will calculate the pro-rated
refund of pre-paid and un-earned fees based upon the actual amount of the fee charged divided by 90
times the number of days remaining in the quarter. This refund of pre-paid and unearned fees is
delivered promptly (within 30 days or less) after the termination date.

For new accounts / relationships, advisory fees are charged in advance based upon the inception
value of the accounts as REI determines. The inception date follows entry into an advisory agreement.
REI determines the inception date when it believes, in its best judgment, that the accounts are fully
funded or nearly fully funded. The fee is pro-rated for the number of days remaining in the opening
calendar quarter that REI provides its services to a Client.

We do not charge a fee in excess of $1,200, six or more months in advance.

Fee Payment, Direct Debit of the Advisory Fee.
In the advisory agreement with us, the Client authorizes REI to directly debit our advisory fees from
custodial accounts. We typically send the debit request to the Client's independent, qualified custodian,
within 15 days following the end of each calendar quarter. If requested, we will provide the Client with
an itemized statement following each direct debit request we make to the Client's custodian.

Termination.
An advisory relationship with REI can be canceled at any time, by either party, for any reason upon
written notice (as documented in our written agreement with the Client). Upon termination of any
agreement, any prepaid, unearned fees will be promptly refunded, and any earned, unpaid fees will be
due and payable.

Valuation.
REI charges advisory fees and reports performance on accounts based upon the total value of
accounts as it determines.

    1. For marketable securities, the prices provided by Client custodians are used for Client reporting
       and fee billing.

    2. If a Client account includes illiquid private securities (e.g., real estate, equity or hedge funds)
       the investment value for the current quarter is based upon the most recent valuation data
       provided to REI by the Client (through statements) or as provided directly to REI by the issuer
       of the securities (if not held in a custodial account). Updates to these valuations may lag by a
       month or more from the issuer of the security (or other custodian, if applicable), plus or minus
       capital calls and distributions as documented in the valuation / statement. As a result, REI will
       use the carry value from the previous quarter until an updated and current valuation is provided.

            a. The financial information provided by the private funds themselves (generally, on a
               quarterly basis) will be used, along with net fund cash flows that occurred between the
               financial statement date and the REI billing date, as the basis for Client reporting and
               fee billing (where a Client pays an asset- based fee).

            b. The valuations may be modified lower by REI, in its sole discretion, if and to the extent
               that it determines that such modifications are advisable in order to reflect material

              impairment from market, liquidity conditions, or other factors affecting value.

    3. Unmanaged Assets: As a service to certain Clients, we will provide quarterly or periodic reports
       reflecting the value of assets REI includes in our portfolio accounting system. These assets as
...

Item 7 Types of Clients
REI provides portfolio management and family office services to:

    • High net worth individuals

    • Individuals

    • Family entities

    • Foundations

    • Trusts

    • Insurance Companies

    • Businesses and other Corporate Entities

REI generally requires that each Client relationship have assets of at least two million dollars. REI may
make exceptions to this minimum account requirement at any time, in its sole discretion.