Relyea Zuckerberg Hanson LLC

Item 5           Fees and Compensation

   A.
                                  INVESTMENT ADVISORY SERVICES
         The Registrant’s annual investment advisory fee is negotiable, but is generally based upon
         a percentage (%) of the market value and type of assets placed under the Registrant’s
         management as follows:

                         Wealth Management – Inclusive of Financial Planning

           Assets Under Management                                      Annual Fee*

           First $3,000,000                                                 1.10%
           Next $2,000,000                                                  0.85%
           Next $5,000,000                                                  0.60%
           Next $10,000,000                                                 0.50%
           Over $20,000,000                                                 0.40%

          Investment Management – Including limited planning incidental to the investment
                                     management process

           Assets Under Management                                      Annual Fee*
           First $5,000,000                                               0.75%
           Next $5,000,000                                                0.50%
           Over $10,000,000                                               0.35%

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The Registrant’s investment advisory fee is negotiable at its discretion, depending upon
objective and subjective factors including but not limited to: the amount of assets to be
managed; portfolio composition; the scope and complexity of the engagement; the
anticipated number of meetings and servicing needs; related accounts; future earning
capacity; anticipated future additional assets; the professional(s) rendering the service(s);
prior relationships with the Registrant and/or its representatives, and negotiations with the
client. As a result of these factors, similarly situated clients could pay different fees, the
services to be provided by the Registrant to any particular client could be available from
other advisers at lower fees, and certain clients may have fees different than those
specifically set forth above

When engaged to provide Wealth Management Services, inclusive of Financial Planning
services, or Investment Management Services (with planning incidental to the investment
management process), the Registrant generally requires a minimum asset level of
$5,000,000.

The Registrant, in its sole discretion, may elect to waive its aggregate asset minimum,
charge a lesser investment advisory fee and/or charge a flat fee based upon certain criteria
(i.e., anticipated future earning capacity, anticipated future additional assets, dollar amount
of assets to be managed, related accounts, account composition, negotiations with client,
etc.).

If you engage the Registrant to provide Wealth Management Services, inclusive of
Financial Planning Services or Investment Management Services with Limited Financial
planning with less than $5,000,000 under management, per the terms of your agreement,
you may pay a higher percentage Annual fee than indicated above.

       FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
The Registrant may be engaged to provide financial planning and/or consulting services
(including investment and non-investment related matters, including estate planning,
insurance planning, etc.) on a stand-alone separate fee basis. Registrant’s planning and
consulting fees are negotiable, but generally range from $2,500 to $50,000 on a fixed fee
basis, and from $400 to $600 on an hourly rate basis, depending upon the level and scope
of the service(s) required and the professional(s) rendering the service(s). Prior to engaging
the Registrant to provide planning or consulting services, clients are generally required to
enter into a Financial Planning and Consulting Agreement with Registrant setting forth the
terms and conditions of the engagement (including termination), describing the scope of
the services to be provided, and the portion of the fee that is due from the client prior to
Registrant commencing services.

                         DIVORCE CONSULTATION SERVICES
The Registrant may provide financial planning services for people going through a divorce.
Divorce consultation services may be provided in any of the following areas: tax planning
analysis, estate planning analysis, investment, pension and profit sharing, business,
insurance and cash flow management. All arrangements concerning fees and services will
be agreed upon in advance and will be in a written contract. Registrant’s planning and
consulting fees are negotiable, but generally range from $2,500 to $50,000 on a fixed fee

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    basis, and from $400 to $600 on an hourly rate basis, depending upon the level and scope
    of the service(s) required and the professional(s) rendering the service(s).

B. Clients may elect to have the Registrant’s advisory and planning and consulting fees
   deducted from their custodial account. Both Registrant's Investment Advisory Agreement
   and the custodial/clearing agreement may authorize the custodian to debit the account for
   the amount of the Registrant's investment advisory fee and to directly remit that
   management fee to the Registrant in compliance with regulatory procedures. In the limited
   event that the Registrant bills the client directly, payment is due upon receipt of the
   Registrant’s invoice. The Registrant shall deduct fees and/or bill clients quarterly in
   advance, based upon the market value of the assets on the last business day of the previous
   quarter.

C. As discussed below, unless the client directs otherwise or an individual client’s
...

Item 7           Types of Clients

         The Registrant’s clients shall generally include individuals, business entities, trusts, estates
         and charitable organizations.