Richline Capital Management Inc

Item 5 – Fees and Compensation
Richline Capital generally deducts advisory fees directly from clients’ accounts held at
qualified custodians. Alternatively, clients may elect to be billed directly for fees incurred.
This billing method must be indicated in the executed investment management agreement.

We charge a combination of asset-based management fees and, where applicable,
performance-based fees, as described in Item 6. The exact fee structure is negotiated
individually with each client and set forth in the client agreement.

Management fees are typically billed quarterly in arrears, based on the account’s value at
the end of the billing period, or on an average daily balance, as specified in the agreement.

In addition to advisory fees, clients may incur other costs, including but not limited to:

   •   Custodial fees (e.g., charged by Interactive Brokers or other custodians),

   •   Brokerage commissions and transaction fees, and

   •   Regulatory or transfer fees, if applicable.

Clients will incur these fees and costs whether or not their investments earn a positive
return. These fees will reduce the overall performance of a client’s account.

For additional information about fees and compensation, please refer to Items 6, 12, and
14 of this brochure.

Item 7 – Types of Clients
Richline Capital provides discretionary investment advisory services primarily to:

   •   High-net-worth individuals,

   •   Non-U.S. persons, and

   •   Corporations or entities domiciled in Canada.

Our client base may include individuals, trusts, holding companies, and family-owned
corporations seeking customized portfolio management in U.S. equity markets.

At this time, we do not offer services to pooled investment vehicles (e.g., hedge funds or
mutual funds), pension plans, or institutional accounts, although we may expand our
services to include such clients in the future.

The minimum account size required to open and maintain a separately managed account
(SMA) is typically $250,000. However, this minimum may be waived at our sole discretion,
depending on a variety of factors, including the potential for future growth of the account,
total relationship size, and strategic fit with our investment philosophy.

Clients are encouraged to contact us to discuss eligibility and account requirements.