Rivertree Wealth LLC

Item 5: Fees and Compensation
  A.​ We are compensated for our investment management services primarily by fees charged based
      on a client’s assets under management with us.​
      ​
      For clients that do not wish to engage us to provide ongoing investment management services,
      we alternatively offer financial planning services on an hourly basis at $250 per hour (up to a
      maximum of 40 hours per engagement) or on a fixed fee basis ranging between $2,500 and
      $12,000 per engagement. Half of the fixed financial planning fee is due at the beginning of the
      financial planning process and the remainder is due upon completion of work.​
      ​
      Fees are negotiable, and each client’s specific fee schedule is included as part of the client
      services agreement signed by RW and the client.​
      ​
      RW’s standard asset-based fee schedule for investment management services is included below,
      subject to negotiation with a client:​

           Client Assets Under Management                                 Annual Fee Percentage
               For the first $0 to $500,000                                      1.00%
           For the next $500,001 to $1,000,000                                   0.90%
          For the next $1,000,001 to $3,000,000                                  0.75%
         For the next $3,000,001 to $10,000,000                                  0.50%
             Any amount above $10,000,000                                        0.25%

  B.​ The fee schedule above is a “tiered” or “blended” fee schedule, which means that different annual
      fee percentages will apply to different ranges of client assets under RW’s management. Fees are
      deducted in arrears on a quarterly basis from clients’ assets and based upon the average daily
      market value of such assets managed by RW during the prior calendar quarter. Alternatively,
      clients may elect to pay RW’s fees via check or third-party electronic payment processor. The
      value of securities, cash, and other assets in a client’s accounts as reported by the custodian and
      designed to be under RW’s management are included for purposes of calculating the asset-based
      fees set forth above. Assets in held-away accounts designated to under RW’s management
      (typically a held-away retirement account) are also included for purposes of calculating the
      asset-based fee. Fees for clients grandfathered from previous advisory agreements are
      calculated pursuant to a fee schedule that is different from the one set forth above. Such
      grandfathered clients should refer to their specific advisory agreement to determine their actual
      fee schedule.​

  C.​ In addition to the fees charged by RW, clients will incur brokerage and other transaction costs.
      Please refer to Item 12: Brokerage Practices, for further information on such brokerage and other
      transaction-related practices. Depending on the specific investment products held in a client’s
      account and the services provided, a client may also incur additional fees and costs charged by
      other independent and unaffiliated third-parties. Such additional fees and costs may include, but
      are not necessarily limited to, the internal fees and costs of an investment product (like a mutual
      fund or exchange traded fund), margin interest, account or asset transfer fees, subadvisory or
      third-party investment manager fees, account type fees, early redemption charges, market-maker
      or bid-ask spreads, retirement plan fees, trade-away or prime brokerage fees, fees for receiving
      paper copies of documents in lieu of electronically-delivered documents, and other fees and taxes
      on brokerage accounts and securities transactions. These additional charges are separate and
      apart from the fees charged by RW. Lower fees for comparable services may be available from
      other sources.

                                    Date of Brochure: February 19, 2026

D.​ Fees are prorated from the date a client’s assets are first designated to be under RW’s
    management or advisement through the date of termination.

E.​ Neither RW nor any of its supervised persons accepts compensation for the sale of securities or
    other investment products.

                                  Date of Brochure: February 19, 2026

Item 7: Types of Clients
RW generally provides its services to individuals and high-net-worth individuals. RW does not require a
minimum account value to open or maintain an account.

                                      Date of Brochure: February 19, 2026