RSD Advisors LLC

Item 5 Fees and Compensation

 Financial Planning

   The firm charges a separate planning fee in the event a client wants a comprehensive written financial
   plan. An hourly fee is also an option at client request. The fee would range from a onetime fee of
   $500 to $2500 or higher depending on the scope of the plan- a per hour charge is also available.
   Fees may be waived at RSD Advisors’ discretion.

    Investment Management

    RSD Advisors is compensated based on the value of assets under management. Custodial fees
    or brokerage fees are paid separately by the client to the custodial firm in addition to RSD Advisors'
    fee. The firm's fee schedule is provided below. The fees are negotiable depending on a number of
    factors discussed between the firm and a potential client. Management fees may be deducted directly
    by the custodian from a client account to the manager with the client's written consent. If done so, the
    client will be provided an invoice so that the client may verify the fees. Investments such as mutual
    funds may charge underlying fees as well. There are no prepaid fees billed to clients. The advisory
    fee is the only fee that RSD Advisors receives for Investment Management services.

   Fee schedule (annual rates)
    First $500,000 = 1% of assets under management
    Next $500,000 = 0.9% of assets under management
    Next $1,000,000=0.8% of assets under management
    Next $1,000,000= 0.6% of assets under management
    Any additional= 0.5% of assets under management

    For fees and brokerages please see Item 12 for a
    discussion of brokerage selection and fees.

Item 7      Types of Clients

    RSD Advisors offers its services to Individuals, Pension and Profit-Sharing Plans, Trusts, Estates,
    Charitable Organizations and Corporations. The firm has no minimum asset size but does have a
    minimum fee of $2,500 per annum which may be waived at the firm's discretion.